Is San Antonio, TX cheaper than Syracuse, NY?

Based on cost of living data, San Antonio, TX is 5.2% cheaper than Syracuse, NY. This translates to saving $390 per month.

What salary do I need in San Antonio, TX to live like I do in Syracuse, NY?

If you earn $150,000 in Syracuse, NY, you'd need approximately $145,319.772 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Syracuse, NY and San Antonio, TX?

Housing in San Antonio, TX is 16.1% more expensive than in Syracuse, NY. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,043/month in Syracuse, NY.

How much can I save per month by moving from Syracuse, NY to San Antonio, TX?

Moving from Syracuse, NY to San Antonio, TX could save you approximately $390 per month, or $4680 per year, based on a $150,000 salary.

Syracuse, NY vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Syracuse, NY — ZIP-level rent data · COL adjusted from Newark, NJ area

Current salary in Syracuse, NY

Numbers update automatically as you type

You'd save $390/month moving to San Antonio, TX

$150.0K in your current city equals $145.3K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Syracuse, NY area

Overall Cost

↓ 5.2%

Less expensive

Monthly Impact

$390

Savings

Annual Impact

$4.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Syracuse, NY

Population:146K

Cost Index:100

Median Home:$177K

San Antonio, TX

Population:1547K

Cost Index:95

Median Home:$215K

Syracuse, NY

The Empire State

146K

Population

State Tax

Yes

Located in New York, this city has a population of 146K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Syracuse, NY vs San Antonio, TX

Category	Syracuse, NY	San Antonio, TX	Difference	Change
🏠Housing	$1,809/mo	$2,100/mo	↑ $291more	16.1%
📦Other	$1,800/mo	$1,647/mo	↓ $153less	8.5%
🚗Transportation	$1,421/mo	$1,287/mo	↓ $134less	9.4%
🛒Groceries	$1,036/mo	$913/mo	↓ $123less	11.9%
🏥Healthcare	$648/mo	$527/mo	↓ $122less	18.8%
⚡All Utilities	$562/mo	$496/mo	↓ $65.91less	11.7%

🏠Housing

↑ 16.1%

Syracuse, NY

$1,809

San Antonio, TX

$2,100

Difference

$291

📦Other

↓ 8.5%

Syracuse, NY

$1,800

San Antonio, TX

$1,647

Difference

$153

less

🚗Transportation

↓ 9.4%

Syracuse, NY

$1,421

San Antonio, TX

$1,287

Difference

$134

less

🛒Groceries

↓ 11.9%

Syracuse, NY

$1,036

San Antonio, TX

$913

Difference

$123

less

🏥Healthcare

↓ 18.8%

Syracuse, NY

$648

San Antonio, TX

$527

Difference

$122

less

⚡All Utilities

↓ 11.7%

Syracuse, NY

$562

San Antonio, TX

$496

Difference

$65.91

less

🏠Rent Comparison

Studio

From$748

To$1,110

↑ $362

1 Bed

From$839

To$1,210

↑ $371

2 Bed

From$1,043

To$1,470

↑ $427

3 Bed

From$1,269

To$1,890

↑ $621

Syracuse, NYZIP-level data

1BR range: $990–$1,270/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,276

Monthly in Syracuse, NY

$6,969

Monthly in San Antonio, TX

$306

Difference

Home Values

Syracuse

San Antonio

$177K

Median Value

$215K

↑ +3.5%

YoY Change

↓ -2.9%

↑ +55.5%

5-Year Change

↑ +16.7%

$138K - $348K

Price Range

$107K - $905K

Homes in San Antonio are 22% more expensive than Syracuse

Calculate payment - Syracuse Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.5K

Per year

Monthly Difference

$795

More take-home

Effective Rate Diff

6.4%

Rate difference

Syracuse, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Syracuse, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.