Is Springfield, MA cheaper than Syracuse, NY?

Based on cost of living data, Springfield, MA is 14.1% more expensive than Syracuse, NY. This translates to spending an extra $1058 per month.

What salary do I need in Springfield, MA to live like I do in Syracuse, NY?

If you earn $150,000 in Syracuse, NY, you'd need approximately $162,692.568 in Springfield, MA to maintain the same standard of living.

How does housing cost compare between Syracuse, NY and Springfield, MA?

Housing in Springfield, MA is 93.0% more expensive than in Syracuse, NY. For a two-bedroom apartment, rent is $1,150/month in Springfield, MA compared to $1,043/month in Syracuse, NY.

How much can I save per month by moving from Syracuse, NY to Springfield, MA?

Living in Springfield, MA costs approximately $1058 more per month than Syracuse, NY, or $12693 more per year, based on a $150,000 salary.

Syracuse, NY vs Springfield, MA: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Syracuse, NY

Numbers update automatically as you type

You'd spend $1.1K/month more in Springfield, MA

$150.0K in your current city equals $162.7K in Springfield, MA

Rent data from HUD ZIP-level estimates · COL index from Syracuse, NY area

Overall Cost

↑ 14.1%

More expensive

Monthly Impact

$1,058

Extra cost

Annual Impact

$12.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Syracuse, NY

Population:146K

Cost Index:

100

100 = national average

Median Home:$177K

Springfield, MA

Population:154K

Cost Index:

114

(14% above avg)

Median Home:$294K

Syracuse, NY

The Empire State

146K

Population

State Tax

Yes

Located in New York, this city has a population of 146K residents.

Springfield, MA

The Bay State

154K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 154K residents.

Cost Breakdown by Category

Annual spending: Syracuse, NY vs Springfield, MA

Category	Syracuse, NY	Springfield, MA	Difference	Change
Housing	$1,809/mo	$3,490/mo	↑ $1,682more	93.0%
Other	$1,800/mo	$1,341/mo	↓ $459less	25.5%
Groceries	$1,036/mo	$925/mo	↓ $111less	10.7%
Transportation	$1,421/mo	$1,346/mo	↓ $74.97less	5.3%
All Utilities	$562/mo	$614/mo	↑ $52.21more	9.3%
Healthcare	$648/mo	$637/mo	↓ $10.92less	1.7%

Housing

↑ 93.0%

Syracuse, NY

$1,809

Springfield, MA

$3,490

Difference

$1,682

Other

↓ 25.5%

Syracuse, NY

$1,800

Springfield, MA

$1,341

Difference

$459

less

Groceries

↓ 10.7%

Syracuse, NY

$1,036

Springfield, MA

$925

Difference

$111

less

Transportation

↓ 5.3%

Syracuse, NY

$1,421

Springfield, MA

$1,346

Difference

$74.97

less

All Utilities

↑ 9.3%

Syracuse, NY

$562

Springfield, MA

$614

Difference

$52.21

Healthcare

↓ 1.7%

Syracuse, NY

$648

Springfield, MA

$637

Difference

$10.92

less

🏠Rent Comparison

Studio

From$748

To$809

↑ $61.00

1 Bed

From$839

To$915

↑ $76.00

2 Bed

From$1,043

To$1,150

↑ $107

3 Bed

From$1,269

To$1,409

↑ $140

Syracuse, NYZIP-level data

1BR range: $990–$1,270/mo

Springfield, MAZIP-level data

1BR range: $1,240–$1,630/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,276

Monthly in Syracuse, NY

$8,353

Monthly in Springfield, MA

$1,078

Difference

Home Values

Syracuse

Springfield

$177K

Median Value

$294K

↑ +3.5%

YoY Change

↑ +2.5%

↑ +55.5%

5-Year Change

↑ +45.5%

$138K - $348K

Price Range

$137K - $323K

Homes in Springfield are 66% more expensive than Syracuse

Calculate payment - Syracuse Calculate payment - Springfield

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.0K

Per year

Monthly Difference

$170

More take-home

Effective Rate Diff

1.4%

Rate difference

Syracuse, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Springfield, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Additional Tax Information

Syracuse, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Springfield, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.