Is Indianapolis, IN cheaper than Tacoma, WA?

Based on cost of living data, Indianapolis, IN is 49.4% cheaper than Tacoma, WA. This translates to saving $3706 per month.

What salary do I need in Indianapolis, IN to live like I do in Tacoma, WA?

If you earn $150,000 in Tacoma, WA, you'd need approximately $105,523.256 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Tacoma, WA and Indianapolis, IN?

Housing in Indianapolis, IN is 74.1% cheaper than in Tacoma, WA. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,900/month in Tacoma, WA.

How much can I save per month by moving from Tacoma, WA to Indianapolis, IN?

Moving from Tacoma, WA to Indianapolis, IN could save you approximately $3706 per month, or $44477 per year, based on a $150,000 salary.

Tacoma, WA vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Current salary in Tacoma, WA

Numbers update automatically as you type

You'd save $3.7K/month moving to Indianapolis, IN

$150.0K in your current city equals $105.5K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Seattle-Tacoma-Bellevue, WA area

Overall Cost

↓ 49.4%

Less expensive

Monthly Impact

$3,706

Savings

Annual Impact

$44.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tacoma, WA

Population:219K

Cost Index:100

Median Home:$560K

Indianapolis, IN

Population:888K

Cost Index:51

Median Home:$176K

Tacoma, WA

The Evergreen State

219K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 219K residents.

💡 Advantage: Washington has no state income tax!

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Tacoma, WA vs Indianapolis, IN

Category	Tacoma, WA	Indianapolis, IN	Difference	Change
🏠Housing	$7,536/mo	$1,949/mo	↓ $5,587less	74.1%
🚗Transportation	$1,899/mo	$1,188/mo	↓ $710less	37.4%
📦Other	$1,975/mo	$1,590/mo	↓ $385less	19.5%
🏥Healthcare	$824/mo	$582/mo	↓ $242less	29.3%
🛒Groceries	$1,079/mo	$919/mo	↓ $160less	14.8%
⚡All Utilities	$481/mo	$503/mo	↑ $21.86more	4.5%

🏠Housing

↓ 74.1%

Tacoma, WA

$7,536

Indianapolis, IN

$1,949

Difference

$5,587

less

🚗Transportation

↓ 37.4%

Tacoma, WA

$1,899

Indianapolis, IN

$1,188

Difference

$710

less

📦Other

↓ 19.5%

Tacoma, WA

$1,975

Indianapolis, IN

$1,590

Difference

$385

less

🏥Healthcare

↓ 29.3%

Tacoma, WA

$824

Indianapolis, IN

$582

Difference

$242

less

🛒Groceries

↓ 14.8%

Tacoma, WA

$1,079

Indianapolis, IN

$919

Difference

$160

less

⚡All Utilities

↑ 4.5%

Tacoma, WA

$481

Indianapolis, IN

$503

Difference

$21.86

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Tacoma, WA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,380

To$1,030

↓ $350

1 Bed

From$1,550

To$1,170

↓ $380

2 Bed

From$1,900

To$1,360

↓ $540

3 Bed

From$2,630

To$1,760

↓ $870

Tacoma, WAZIP-level data

1BR range: $1,510–$1,970/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,794

Monthly in Tacoma, WA

$6,732

Monthly in Indianapolis, IN

$7,062

Difference

Home Values

Tacoma

Indianapolis

$560K

Median Value

$176K

↓ -0.8%

YoY Change

↓ -1.1%

↑ +23.6%

5-Year Change

↑ +26.9%

$404K - $685K

Price Range

$109K - $340K

Homes in Indianapolis are 69% less expensive than Tacoma

Calculate payment - Tacoma Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.8K

More taxes

Monthly Difference

$404

Less take-home

Effective Rate Diff

3.2%

Rate difference

Tacoma, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Tacoma, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.