Is Kansas City, MO cheaper than Tampa, FL?

Based on cost of living data, Kansas City, MO is 12.6% cheaper than Tampa, FL. This translates to saving $947 per month.

What salary do I need in Kansas City, MO to live like I do in Tampa, FL?

If you earn $150,000 in Tampa, FL, you'd need approximately $138,640.777 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Tampa, FL and Kansas City, MO?

Housing in Kansas City, MO is 22.1% cheaper than in Tampa, FL. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $2,290/month in Tampa, FL.

How much can I save per month by moving from Tampa, FL to Kansas City, MO?

Moving from Tampa, FL to Kansas City, MO could save you approximately $947 per month, or $11359 per year, based on a $150,000 salary.

MoveNumbers

Tampa, FL

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Kansas City, MO

Cost of Living Comparison 2026

Current salary in Tampa, FL

Numbers update automatically as you type

You'd save $947/month moving to Kansas City, MO

$150.0K in your current city equals $138.6K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from Tampa-St. Petersburg-Clearwater, FL area

Overall Cost

↓ 12.6%

Less expensive

Monthly Impact

$947

Savings

Annual Impact

$11.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tampa, FL

Population:385K

Cost Index:100

Median Home:$367K

Kansas City, MO

Population:508K

Cost Index:87

Median Home:$257K

Tampa, FL

The Sunshine State

385K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major Tampa Bay area
•No state income tax
•Growing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Tampa, FL vs Kansas City, MO

Category	Tampa, FL	Kansas City, MO	Difference	Change
🏠Housing	$2,703/mo	$2,105/mo	↓ $598less	22.1%
📦Other	$1,808/mo	$1,607/mo	↓ $201less	11.1%
🛒Groceries	$1,019/mo	$949/mo	↓ $69.95less	6.9%
🚗Transportation	$1,284/mo	$1,216/mo	↓ $68.30less	5.3%
⚡All Utilities	$574/mo	$535/mo	↓ $38.25less	6.7%
🏥Healthcare	$570/mo	$607/mo	↑ $37.17more	6.5%

🏠Housing

↓ 22.1%

Tampa, FL

$2,703

Kansas City, MO

$2,105

Difference

$598

less

📦Other

↓ 11.1%

Tampa, FL

$1,808

Kansas City, MO

$1,607

Difference

$201

less

🛒Groceries

↓ 6.9%

Tampa, FL

$1,019

Kansas City, MO

$949

Difference

$69.95

less

🚗Transportation

↓ 5.3%

Tampa, FL

$1,284

Kansas City, MO

$1,216

Difference

$68.30

less

⚡All Utilities

↓ 6.7%

Tampa, FL

$574

Kansas City, MO

$535

Difference

$38.25

less

🏥Healthcare

↑ 6.5%

Tampa, FL

$570

Kansas City, MO

$607

Difference

$37.17

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Tampa, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,850

To$1,180

↓ $670

1 Bed

From$1,960

To$1,280

↓ $680

2 Bed

From$2,290

To$1,460

↓ $830

3 Bed

From$2,930

To$1,900

↓ $1,030

Tampa, FLZIP-level data

1BR range: $1,410–$2,550/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,958

Monthly in Tampa, FL

$7,020

Monthly in Kansas City, MO

$938

Difference

Home Values

Tampa

Kansas City

$367K

Median Value

$257K

↓ -4%

YoY Change

↑ +0.6%

↑ +42.1%

5-Year Change

↑ +32.2%

$251K - $989K

Price Range

$80K - $587K

Homes in Kansas City are 30% less expensive than Tampa

Calculate payment - Tampa Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Tampa, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Tampa, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.