Is Austin, TX cheaper than Tarpon Springs, FL?

Based on cost of living data, Austin, TX is 6.2% more expensive than Tarpon Springs, FL. This translates to spending an extra $467 per month.

What salary do I need in Austin, TX to live like I do in Tarpon Springs, FL?

If you earn $150,000 in Tarpon Springs, FL, you'd need approximately $155,605.262 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Tarpon Springs, FL and Austin, TX?

Housing in Austin, TX is 26.0% more expensive than in Tarpon Springs, FL. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,328/month in Tarpon Springs, FL.

How much can I save per month by moving from Tarpon Springs, FL to Austin, TX?

Living in Austin, TX costs approximately $467 more per month than Tarpon Springs, FL, or $5605 more per year, based on a $150,000 salary.

Tarpon Springs, FL vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Tarpon Springs, FL — ZIP-level rent data · COL adjusted from Tampa, FL area

Current salary in Tarpon Springs, FL

Numbers update automatically as you type

You'd spend $467/month more in Austin, TX

$150.0K in your current city equals $155.6K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Tampa-St. Petersburg-Clearwater, FL area

Overall Cost

↑ 6.2%

More expensive

Monthly Impact

$467

Extra cost

Annual Impact

$5.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tarpon Springs, FL

Population:26K

Cost Index:100

Median Home:$359K

Austin, TX

Population:979K

Cost Index:106

Median Home:$558K

Tarpon Springs, FL

The Sunshine State

26K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 26K residents.

💡 Advantage: Florida has no state income tax!

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Tarpon Springs, FL vs Austin, TX

Category	Tarpon Springs, FL	Austin, TX	Difference	Change
🏠Housing	$2,290/mo	$2,885/mo	↑ $595more	26.0%
🚗Transportation	$1,209/mo	$1,284/mo	↑ $75.28more	6.2%
📦Other	$1,702/mo	$1,741/mo	↑ $39.04more	2.3%
🏥Healthcare	$553/mo	$589/mo	↑ $35.55more	6.4%
🛒Groceries	$989/mo	$959/mo	↓ $29.63less	3.0%
⚡All Utilities	$557/mo	$541/mo	↓ $15.71less	2.8%

🏠Housing

↑ 26.0%

Tarpon Springs, FL

$2,290

Austin, TX

$2,885

Difference

$595

🚗Transportation

↑ 6.2%

Tarpon Springs, FL

$1,209

Austin, TX

$1,284

Difference

$75.28

📦Other

↑ 2.3%

Tarpon Springs, FL

$1,702

Austin, TX

$1,741

Difference

$39.04

🏥Healthcare

↑ 6.4%

Tarpon Springs, FL

$553

Austin, TX

$589

Difference

$35.55

🛒Groceries

↓ 3.0%

Tarpon Springs, FL

$989

Austin, TX

$959

Difference

$29.63

less

⚡All Utilities

↓ 2.8%

Tarpon Springs, FL

$557

Austin, TX

$541

Difference

$15.71

less

🏠Rent Comparison

Studio

From$1,072

To$1,585

↑ $513

1 Bed

From$1,136

To$1,685

↑ $549

2 Bed

From$1,328

To$1,995

↑ $667

3 Bed

From$1,696

To$2,525

↑ $829

Tarpon Springs, FLZIP-level data

1BR range: $1,420–$1,420/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,299

Monthly in Tarpon Springs, FL

$7,998

Monthly in Austin, TX

$699

Difference

Home Values

Tarpon Springs

Austin

$359K

Median Value

$558K

↓ -8.1%

YoY Change

↓ -5%

↑ +25.7%

5-Year Change

↑ +12.6%

$359K

Price Range

$272K - $1.26M

Homes in Austin are 55% more expensive than Tarpon Springs

Calculate payment - Tarpon Springs Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Tarpon Springs, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Tarpon Springs, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.