Is Nashville, TN cheaper than Tarpon Springs, FL?

Based on cost of living data, Nashville, TN is 6.2% more expensive than Tarpon Springs, FL. This translates to spending an extra $467 per month.

What salary do I need in Nashville, TN to live like I do in Tarpon Springs, FL?

If you earn $150,000 in Tarpon Springs, FL, you'd need approximately $155,605.262 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Tarpon Springs, FL and Nashville, TN?

Housing in Nashville, TN is 15.8% more expensive than in Tarpon Springs, FL. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,328/month in Tarpon Springs, FL.

How much can I save per month by moving from Tarpon Springs, FL to Nashville, TN?

Living in Nashville, TN costs approximately $467 more per month than Tarpon Springs, FL, or $5605 more per year, based on a $150,000 salary.

Tarpon Springs, FL vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Tarpon Springs, FL — ZIP-level rent data · COL adjusted from Tampa, FL area

Current salary in Tarpon Springs, FL

Numbers update automatically as you type

You'd spend $467/month more in Nashville, TN

$150.0K in your current city equals $155.6K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Tampa-St. Petersburg-Clearwater, FL area

Overall Cost

↑ 6.2%

More expensive

Monthly Impact

$467

Extra cost

Annual Impact

$5.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tarpon Springs, FL

Population:26K

Cost Index:100

Median Home:$359K

Nashville, TN

Population:689K

Cost Index:106

Median Home:$489K

Tarpon Springs, FL

The Sunshine State

26K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 26K residents.

💡 Advantage: Florida has no state income tax!

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Tarpon Springs, FL vs Nashville, TN

Category	Tarpon Springs, FL	Nashville, TN	Difference	Change
🏠Housing	$2,290/mo	$2,651/mo	↑ $361more	15.8%
📦Other	$1,702/mo	$1,942/mo	↑ $240more	14.1%
🚗Transportation	$1,209/mo	$1,284/mo	↑ $75.28more	6.2%
🏥Healthcare	$553/mo	$607/mo	↑ $54.14more	9.8%
🛒Groceries	$989/mo	$949/mo	↓ $39.62less	4.0%
⚡All Utilities	$557/mo	$519/mo	↓ $37.57less	6.7%

🏠Housing

↑ 15.8%

Tarpon Springs, FL

$2,290

Nashville, TN

$2,651

Difference

$361

📦Other

↑ 14.1%

Tarpon Springs, FL

$1,702

Nashville, TN

$1,942

Difference

$240

🚗Transportation

↑ 6.2%

Tarpon Springs, FL

$1,209

Nashville, TN

$1,284

Difference

$75.28

🏥Healthcare

↑ 9.8%

Tarpon Springs, FL

$553

Nashville, TN

$607

Difference

$54.14

🛒Groceries

↓ 4.0%

Tarpon Springs, FL

$989

Nashville, TN

$949

Difference

$39.62

less

⚡All Utilities

↓ 6.7%

Tarpon Springs, FL

$557

Nashville, TN

$519

Difference

$37.57

less

🏠Rent Comparison

Studio

From$1,072

To$1,600

↑ $528

1 Bed

From$1,136

To$1,680

↑ $544

2 Bed

From$1,328

To$1,840

↑ $512

3 Bed

From$1,696

To$2,350

↑ $654

Tarpon Springs, FLZIP-level data

1BR range: $1,420–$1,420/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,299

Monthly in Tarpon Springs, FL

$7,952

Monthly in Nashville, TN

$653

Difference

Home Values

Tarpon Springs

Nashville

$359K

Median Value

$489K

↓ -8.1%

YoY Change

↓ -2.1%

↑ +25.7%

5-Year Change

↑ +32.1%

$359K

Price Range

$320K - $1.16M

Homes in Nashville are 36% more expensive than Tarpon Springs

Calculate payment - Tarpon Springs Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Tarpon Springs, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Tarpon Springs, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.