Tchula, MS vs Scotland Neck, NC: Cost of Living

Which city costs less?

Scotland Neck, NC has a modeled overall cost index 28.2% higher than Tchula, MS.

Tchula, MS · modeled 2BR rent
$840 / month
Scotland Neck, NC · modeled 2BR rent
$930 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Tchula, MS and Scotland Neck, NC using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $1,781/month in Scotland Neck, NC

$150,000 in your current city has a modeled equivalent of $171,374 in Scotland Neck, NC

Regional cost estimates: Tchula, MS uses Memphis, TN. Scotland Neck, NC uses Raleigh, NC. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 28.2%
More expensive
Monthly Impact
$1,781
Extra cost
Annual Impact
$21.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Tchula, MS

Population:2K
Cost Index:
64.7
100 = national average
Typical Home:$73K

Scotland Neck, NC

Population:2K
Cost Index:
82.9
100 = national average
Typical Home:$76K

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Tchula, MS

The Magnolia State

2K
Population
State Tax
Yes

Located in Mississippi, this city has a population of 2K residents.

Scotland Neck, NC

The Tar Heel State

2K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Tchula, MS vs Scotland Neck, NC

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 52.0%
Tchula, MS
$1,810
Scotland Neck, NC
$2,752
Difference
$942
more
Other
↑ 15.9%
Tchula, MS
$1,825
Scotland Neck, NC
$2,115
Difference
$290
more
Transportation
↑ 17.4%
Tchula, MS
$1,355
Scotland Neck, NC
$1,591
Difference
$235
more
Healthcare
↑ 21.6%
Tchula, MS
$662
Scotland Neck, NC
$805
Difference
$143
more
Groceries
↑ 8.9%
Tchula, MS
$1,181
Scotland Neck, NC
$1,285
Difference
$105
more
All Utilities
↑ 9.9%
Tchula, MS
$666
Scotland Neck, NC
$732
Difference
$65.89
more

🏠Rent Comparison

Studio
From$730
To$640
↓ $90.00
1 Bed
From$770
To$740
↓ $30.00
2 Bed
From$840
To$930
↑ $90.00
3 Bed
From$1,110
To$1,190
↑ $80.00
Tchula, MSZIP-level data

1BR range: $770–$770/mo

Scotland Neck, NCZIP-level data

1BR range: $740–$740/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Tchula, MS
$9,281
Monthly in Scotland Neck, NC
$1,781
Difference

Home Values

Tchula
Scotland Neck
$73K
Median Value
$76K
↓ -11.4%
YoY Change
↓ -7.4%
N/A
5-Year Change
↑ +14.5%

Homes in Scotland Neck are 5% more expensive than Tchula

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $225
Per year
Monthly Difference
$18.75
More take-home
Effective Rate Diff
0.2%
Rate difference

Tchula, MS

Federal Income Tax
Effective: 18.9%
$25.5K
Mississippi State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,803/month
$105.6K

Scotland Neck, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Tchula, MS Tax Rates

Sales Tax:7.1%
Property Tax:0.6%

Scotland Neck, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Tchula
Scotland Neck
55 Moderate
Air Quality
46 Good
34.4%
Good Air Days
61.7%
99 High
Climate Risk
96 High
🌊🌡🫨
Top Hazards
🌊🌡🌪
▲+2.8°F
2050 Outlook
▲+2.8°F
54 days
Heat Days >95°F
31 days
▲+2.8°F
2050 Outlook
▲+2.8°F
54 days
Heat Days >95°F
31 days

Before moving from Tchula, MS to Scotland Neck, NC

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Scotland Neck, NC for the same bedroom count and included utilities as your home in Tchula, MS. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Tchula to Scotland Neck moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Scotland Neck, NC by cost, housing, population and region.

Frequently Asked Questions: Tchula, MS vs Scotland Neck, NC

How do the cost estimates for Tchula, MS and Scotland Neck, NC compare?

Scotland Neck, NC has a modeled overall cost index 28.2% higher than Tchula, MS. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Tchula, MS, the model estimates $171,374 in Scotland Neck, NC. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Tchula, MS and Scotland Neck, NC?

The modeled two-bedroom rents are $840/month in Tchula, MS and $930/month in Scotland Neck, NC. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Mississippi and North Carolina on TaxTakeHome.com

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