Is Austin, TX cheaper than Temple City, CA?

Based on cost of living data, Austin, TX is 33.8% cheaper than Temple City, CA. This translates to saving $2534 per month.

What salary do I need in Austin, TX to live like I do in Temple City, CA?

If you earn $150,000 in Temple City, CA, you'd need approximately $119,595.655 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Temple City, CA and Austin, TX?

Housing in Austin, TX is 53.9% cheaper than in Temple City, CA. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $2,029/month in Temple City, CA.

How much can I save per month by moving from Temple City, CA to Austin, TX?

Moving from Temple City, CA to Austin, TX could save you approximately $2534 per month, or $30404 per year, based on a $150,000 salary.

Temple City, CA vs Austin, TX: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Temple City, CA — ZIP-level rent data · COL adjusted from Los Angeles, CA area

Current salary in Temple City, CA

Numbers update automatically as you type

You'd save $2.5K/month moving to Austin, TX

$150.0K in your current city equals $119.6K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area

Overall Cost

↓ 33.8%

Less expensive

Monthly Impact

$2,534

Savings

Annual Impact

$30.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Temple City, CA

Population:35K

Cost Index:100

Median Home:$1.08M

Austin, TX

Population:979K

Cost Index:66

Median Home:$558K

Temple City, CA

The Golden State

35K

Population

State Tax

Yes

Located in California, this city has a population of 35K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Temple City, CA vs Austin, TX

Category	Temple City, CA	Austin, TX	Difference	Change
🏠Housing	$6,260/mo	$2,885/mo	↓ $3,375less	53.9%
🚗Transportation	$1,937/mo	$1,284/mo	↓ $653less	33.7%
📦Other	$1,554/mo	$1,741/mo	↑ $187more	12.1%
🏥Healthcare	$525/mo	$589/mo	↑ $63.83more	12.2%
🛒Groceries	$986/mo	$959/mo	↓ $26.22less	2.7%
⚡All Utilities	$528/mo	$541/mo	↑ $12.92more	2.4%

🏠Housing

↓ 53.9%

Temple City, CA

$6,260

Austin, TX

$2,885

Difference

$3,375

less

🚗Transportation

↓ 33.7%

Temple City, CA

$1,937

Austin, TX

$1,284

Difference

$653

less

📦Other

↑ 12.1%

Temple City, CA

$1,554

Austin, TX

$1,741

Difference

$187

🏥Healthcare

↑ 12.2%

Temple City, CA

$525

Austin, TX

$589

Difference

$63.83

🛒Groceries

↓ 2.7%

Temple City, CA

$986

Austin, TX

$959

Difference

$26.22

less

⚡All Utilities

↑ 2.4%

Temple City, CA

$528

Austin, TX

$541

Difference

$12.92

🏠Rent Comparison

Studio

From$1,457

To$1,585

↑ $128

1 Bed

From$1,625

To$1,685

↑ $60.00

2 Bed

From$2,029

To$1,995

↓ $34.00

3 Bed

From$2,571

To$2,525

↓ $46.00

Temple City, CAZIP-level data

1BR range: $2,130–$2,130/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,789

Monthly in Temple City, CA

$7,998

Monthly in Austin, TX

$3,791

Difference

Home Values

Temple City

Austin

$1.08M

Median Value

$558K

↑ +1.4%

YoY Change

↓ -5%

↑ +26%

5-Year Change

↑ +12.6%

$1.08M

Price Range

$272K - $1.26M

Homes in Austin are 48% less expensive than Temple City

Calculate payment - Temple City Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Temple City, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Temple City, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.