Is Indianapolis, IN cheaper than Temple City, CA?

Based on cost of living data, Indianapolis, IN is 44.1% cheaper than Temple City, CA. This translates to saving $3305 per month.

What salary do I need in Indianapolis, IN to live like I do in Temple City, CA?

If you earn $150,000 in Temple City, CA, you'd need approximately $110,338.077 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Temple City, CA and Indianapolis, IN?

Housing in Indianapolis, IN is 68.9% cheaper than in Temple City, CA. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $2,029/month in Temple City, CA.

How much can I save per month by moving from Temple City, CA to Indianapolis, IN?

Moving from Temple City, CA to Indianapolis, IN could save you approximately $3305 per month, or $39662 per year, based on a $150,000 salary.

Temple City, CA vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Temple City, CA — ZIP-level rent data · COL adjusted from Los Angeles, CA area

Current salary in Temple City, CA

Numbers update automatically as you type

You'd save $3.3K/month moving to Indianapolis, IN

$150.0K in your current city equals $110.3K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area

Overall Cost

↓ 44.1%

Less expensive

Monthly Impact

$3,305

Savings

Annual Impact

$39.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Temple City, CA

Population:35K

Cost Index:100

Median Home:$1.08M

Indianapolis, IN

Population:888K

Cost Index:56

Median Home:$176K

Temple City, CA

The Golden State

35K

Population

State Tax

Yes

Located in California, this city has a population of 35K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Temple City, CA vs Indianapolis, IN

Category	Temple City, CA	Indianapolis, IN	Difference	Change
🏠Housing	$6,260/mo	$1,949/mo	↓ $4,311less	68.9%
🚗Transportation	$1,937/mo	$1,188/mo	↓ $749less	38.7%
🛒Groceries	$986/mo	$919/mo	↓ $66.19less	6.7%
🏥Healthcare	$525/mo	$582/mo	↑ $57.64more	11.0%
📦Other	$1,554/mo	$1,590/mo	↑ $36.69more	2.4%
⚡All Utilities	$528/mo	$503/mo	↓ $25.33less	4.8%

🏠Housing

↓ 68.9%

Temple City, CA

$6,260

Indianapolis, IN

$1,949

Difference

$4,311

less

🚗Transportation

↓ 38.7%

Temple City, CA

$1,937

Indianapolis, IN

$1,188

Difference

$749

less

🛒Groceries

↓ 6.7%

Temple City, CA

$986

Indianapolis, IN

$919

Difference

$66.19

less

🏥Healthcare

↑ 11.0%

Temple City, CA

$525

Indianapolis, IN

$582

Difference

$57.64

📦Other

↑ 2.4%

Temple City, CA

$1,554

Indianapolis, IN

$1,590

Difference

$36.69

⚡All Utilities

↓ 4.8%

Temple City, CA

$528

Indianapolis, IN

$503

Difference

$25.33

less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Temple City, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,457

To$1,030

↓ $427

1 Bed

From$1,625

To$1,170

↓ $455

2 Bed

From$2,029

To$1,360

↓ $669

3 Bed

From$2,571

To$1,760

↓ $811

Temple City, CAZIP-level data

1BR range: $2,130–$2,130/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,789

Monthly in Temple City, CA

$6,732

Monthly in Indianapolis, IN

$5,057

Difference

Home Values

Temple City

Indianapolis

$1.08M

Median Value

$176K

↑ +1.4%

YoY Change

↓ -1.1%

↑ +26%

5-Year Change

↑ +26.9%

$1.08M

Price Range

$109K - $340K

Homes in Indianapolis are 84% less expensive than Temple City

Calculate payment - Temple City Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.8K

Per year

Monthly Difference

$482

More take-home

Effective Rate Diff

3.9%

Rate difference

Temple City, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Temple City, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.