Is Phoenix, AZ cheaper than Temple City, CA?

Based on cost of living data, Phoenix, AZ is 33.7% cheaper than Temple City, CA. This translates to saving $2524 per month.

What salary do I need in Phoenix, AZ to live like I do in Temple City, CA?

If you earn $150,000 in Temple City, CA, you'd need approximately $119,711.374 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Temple City, CA and Phoenix, AZ?

Housing in Phoenix, AZ is 55.5% cheaper than in Temple City, CA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $2,029/month in Temple City, CA.

How much can I save per month by moving from Temple City, CA to Phoenix, AZ?

Moving from Temple City, CA to Phoenix, AZ could save you approximately $2524 per month, or $30289 per year, based on a $150,000 salary.

Temple City, CA vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Temple City, CA — ZIP-level rent data · COL adjusted from Los Angeles, CA area

Current salary in Temple City, CA

Numbers update automatically as you type

You'd save $2.5K/month moving to Phoenix, AZ

$150.0K in your current city equals $119.7K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area

Overall Cost

↓ 33.7%

Less expensive

Monthly Impact

$2,524

Savings

Annual Impact

$30.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Temple City, CA

Population:35K

Cost Index:100

Median Home:$1.08M

Phoenix, AZ

Population:1608K

Cost Index:66

Median Home:$414K

Temple City, CA

The Golden State

35K

Population

State Tax

Yes

Located in California, this city has a population of 35K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Temple City, CA vs Phoenix, AZ

Category	Temple City, CA	Phoenix, AZ	Difference	Change
🏠Housing	$6,260/mo	$2,788/mo	↓ $3,472less	55.5%
🚗Transportation	$1,937/mo	$1,489/mo	↓ $448less	23.1%
📦Other	$1,554/mo	$1,677/mo	↑ $124more	8.0%
🏥Healthcare	$525/mo	$589/mo	↑ $63.83more	12.2%
⚡All Utilities	$528/mo	$561/mo	↑ $33.14more	6.3%
🛒Groceries	$986/mo	$963/mo	↓ $22.23less	2.3%

🏠Housing

↓ 55.5%

Temple City, CA

$6,260

Phoenix, AZ

$2,788

Difference

$3,472

less

🚗Transportation

↓ 23.1%

Temple City, CA

$1,937

Phoenix, AZ

$1,489

Difference

$448

less

📦Other

↑ 8.0%

Temple City, CA

$1,554

Phoenix, AZ

$1,677

Difference

$124

🏥Healthcare

↑ 12.2%

Temple City, CA

$525

Phoenix, AZ

$589

Difference

$63.83

⚡All Utilities

↑ 6.3%

Temple City, CA

$528

Phoenix, AZ

$561

Difference

$33.14

🛒Groceries

↓ 2.3%

Temple City, CA

$986

Phoenix, AZ

$963

Difference

$22.23

less

🏠Rent Comparison

Studio

From$1,457

To$1,390

↓ $67.00

1 Bed

From$1,625

To$1,510

↓ $115

2 Bed

From$2,029

To$1,750

↓ $279

3 Bed

From$2,571

To$2,330

↓ $241

Temple City, CAZIP-level data

1BR range: $2,130–$2,130/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,789

Monthly in Temple City, CA

$8,068

Monthly in Phoenix, AZ

$3,721

Difference

Home Values

Temple City

Phoenix

$1.08M

Median Value

$414K

↑ +1.4%

YoY Change

↓ -3.1%

↑ +26%

5-Year Change

↑ +30.2%

$1.08M

Price Range

$274K - $957K

Homes in Phoenix are 62% less expensive than Temple City

Calculate payment - Temple City Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.4K

Per year

Monthly Difference

$449

More take-home

Effective Rate Diff

3.6%

Rate difference

Temple City, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Temple City, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.