Temple City, CA vs San Gabriel, CA: Cost of Living

Which city costs less?

San Gabriel, CA has a modeled overall cost index 0.2% higher than Temple City, CA.

Temple City, CA · modeled 2BR rent: $2,660 / month
San Gabriel, CA · modeled 2BR rent: $2,615 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Temple City, CA and San Gabriel, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Temple City, CA

Numbers update automatically as you type

Estimated extra cost: $13.15/month in San Gabriel, CA

$150,000 in your current city has a modeled equivalent of $150,158 in San Gabriel, CA

Regional cost estimates: Temple City, CA uses Los Angeles, CA. San Gabriel, CA uses Los Angeles, CA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 0.2%

More expensive

Monthly Impact

$13.15

Extra cost

Annual Impact

$158

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Temple City, CA

Population:35K

Cost Index:

155.5

100 = national average

Typical Home:$1.08M

San Gabriel, CA

Population:38K

Cost Index:

155.8

100 = national average

Typical Home:$1.10M

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Temple City, CA

The Golden State

35K

Population

State Tax

Yes

Located in California, this city has a population of 35K residents.

San Gabriel, CA

The Golden State

38K

Population

State Tax

Yes

Located in California, this city has a population of 38K residents.

Cost Breakdown by Category

Estimated monthly spending: Temple City, CA vs San Gabriel, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Temple City, CA	San Gabriel, CA	Difference	Change
Housing	$3,982/mo	$3,990/mo	↑ $7.64more	0.2%
Transportation	$1,232/mo	$1,235/mo	↑ $2.37more	0.2%
Other	$988/mo	$990/mo	↑ $1.90more	0.2%
Groceries	$627/mo	$628/mo	↑ $0.60more	0.1%
All Utilities	$336/mo	$336/mo	↑ $0.32more	0.1%
Healthcare	$334/mo	$334/mo	↑ $0.32more	0.1%

Housing

↑ 0.2%

Temple City, CA

$3,982

San Gabriel, CA

$3,990

Difference

$7.64

Transportation

↑ 0.2%

Temple City, CA

$1,232

San Gabriel, CA

$1,235

Difference

$2.37

Other

↑ 0.2%

Temple City, CA

$988

San Gabriel, CA

$990

Difference

$1.90

Groceries

↑ 0.1%

Temple City, CA

$627

San Gabriel, CA

$628

Difference

$0.60

All Utilities

↑ 0.1%

Temple City, CA

$336

San Gabriel, CA

$336

Difference

$0.32

Healthcare

↑ 0.1%

Temple City, CA

$334

San Gabriel, CA

$334

Difference

$0.32

🏠Rent Comparison

Studio

From$1,910

To$1,870

↓ $40.00

1 Bed

From$2,130

To$2,095

↓ $35.00

2 Bed

From$2,660

To$2,615

↓ $45.00

3 Bed

From$3,370

To$3,315

↓ $55.00

Temple City, CAZIP-level data

1BR range: $2,130–$2,130/mo

San Gabriel, CAZIP-level data

1BR range: $1,960–$2,230/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Temple City, CA

$7,513

Monthly in San Gabriel, CA

$13.15

Difference

Home Values

Temple City

San Gabriel

$1.08M

Median Value

$1.10M

↑ +1.4%

YoY Change

↑ +2.8%

↑ +26%

5-Year Change

↑ +31%

$1.08M

Price Range

$960K - $1.23M

Homes in San Gabriel are 2% more expensive than Temple City

Calculate payment - Temple City Calculate payment - San Gabriel

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Temple City, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

San Gabriel, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Temple City, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

San Gabriel, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Temple City

San Gabriel

80 Moderate

Air Quality

80 Moderate

10.4%

Good Air Days

10.4%

100 Very High

Climate Risk

100 Very High

🔥🌊🌅

Top Hazards

🔥🌊🌅

▲+2.6°F

2050 Outlook

▲+2.6°F

17 days

Heat Days >95°F

17 days

▲+2.6°F

2050 Outlook

▲+2.6°F

17 days

Heat Days >95°F

17 days

Before moving from Temple City, CA to San Gabriel, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in San Gabriel, CA for the same bedroom count and included utilities as your home in Temple City, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Temple City to San Gabriel moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to San Gabriel, CA by cost, housing, population and region.

Frequently Asked Questions: Temple City, CA vs San Gabriel, CA

How do the cost estimates for Temple City, CA and San Gabriel, CA compare?

San Gabriel, CA has a modeled overall cost index 0.2% higher than Temple City, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Temple City, CA, the model estimates $150,158 in San Gabriel, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Temple City, CA and San Gabriel, CA?

The modeled two-bedroom rents are $2,660/month in Temple City, CA and $2,615/month in San Gabriel, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.