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Cost of Living Comparison 2026

๐Ÿ“ Terre Haute, IN โ€” ZIP-level rent data ยท COL adjusted from Indianapolis, IN area

$

Numbers update automatically as you type

You'd spend $823/month more in Charlotte, NC

$150.0K in your current city equals $159.9K in Charlotte, NC

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 11.0%
More expensive
Monthly Impact
$823
Extra cost
Annual Impact
$9.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Terre Haute, IN

Population:59K
Cost Index:100
Median Home:$134K

Charlotte, NC

Population:875K
Cost Index:111
Median Home:$399K

Terre Haute, IN

The Hoosier State

59K
Population
State Tax
Yes

Located in Indiana, this city has a population of 59K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor banking center
  • โ€ขNASCAR headquarters
  • โ€ขQueen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Terre Haute, IN vs Charlotte, NC

๐Ÿ Housing
โ†‘ 26.1%
Terre Haute, IN
$1,958
Charlotte, NC
$2,469
Difference
$511
more
๐Ÿ“ฆOther
โ†‘ 6.9%
Terre Haute, IN
$1,598
Charlotte, NC
$1,707
Difference
$110
more
๐Ÿ›’Groceries
โ†‘ 7.4%
Terre Haute, IN
$921
Charlotte, NC
$989
Difference
$67.81
more
๐ŸฅHealthcare
โ†‘ 9.3%
Terre Haute, IN
$584
Charlotte, NC
$638
Difference
$54.41
more
โšกAll Utilities
โ†‘ 3.0%
Terre Haute, IN
$504
Charlotte, NC
$519
Difference
$15.22
more
๐Ÿš—Transportation
โ†‘ 0.7%
Terre Haute, IN
$1,194
Charlotte, NC
$1,202
Difference
$8.12
more

๐Ÿ›๏ธ Local Income Taxes

Terre Haute, IN: Vigo County Income Tax$2,550/yr (1.7%)

Charlotte, NC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$894
To$1,630
โ†‘ $736
1 Bed
From$894
To$1,710
โ†‘ $816
2 Bed
From$1,135
To$1,870
โ†‘ $735
3 Bed
From$1,356
To$2,300
โ†‘ $944
Terre Haute, INZIP-level data

1BR range: $880โ€“$910/mo

Charlotte, NCZIP-level data

1BR range: $1,340โ€“$2,310/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,759
Monthly in Terre Haute, IN
$7,525
Monthly in Charlotte, NC
$766
Difference

Home Values

Terre Haute
Charlotte
$134K
Median Value
$399K
โ†“ -1.7%
YoY Change
โ†“ -1.1%
โ†‘ +33.1%
5-Year Change
โ†‘ +40.8%
$71K - $187K
Price Range
$293K - $1.57M

Homes in Charlotte are 197% more expensive than Terre Haute

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $2.3K
More taxes
Monthly Difference
$190
Less take-home
Effective Rate Diff
1.5%
Rate difference

Terre Haute, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Terre Haute, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Terre Haute
Charlotte
54 Moderate
Air Quality
51 Moderate
36.6%
Good Air Days
46.2%
97 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
18 days
Heat Days >95ยฐF
36 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
18 days
Heat Days >95ยฐF
36 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Indiana and North Carolina on TaxTakeHome.com

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