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Cost of Living Comparison 2026

๐Ÿ“ Terre Haute, IN โ€” ZIP-level rent data ยท COL adjusted from Indianapolis, IN area

$

Numbers update automatically as you type

You'd spend $1.4K/month more in Phoenix, AZ

$150.0K in your current city equals $166.3K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 18.1%
More expensive
Monthly Impact
$1,355
Extra cost
Annual Impact
$16.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Terre Haute, IN

Population:59K
Cost Index:100
Median Home:$134K

Phoenix, AZ

Population:1608K
Cost Index:118
Median Home:$414K

Terre Haute, IN

The Hoosier State

59K
Population
State Tax
Yes

Located in Indiana, this city has a population of 59K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Terre Haute, IN vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 42.4%
Terre Haute, IN
$1,958
Phoenix, AZ
$2,788
Difference
$830
more
๐Ÿš—Transportation
โ†‘ 24.7%
Terre Haute, IN
$1,194
Phoenix, AZ
$1,489
Difference
$295
more
๐Ÿ“ฆOther
โ†‘ 5.0%
Terre Haute, IN
$1,598
Phoenix, AZ
$1,677
Difference
$79.63
more
โšกAll Utilities
โ†‘ 11.4%
Terre Haute, IN
$504
Phoenix, AZ
$561
Difference
$57.30
more
๐Ÿ›’Groceries
โ†‘ 4.5%
Terre Haute, IN
$921
Phoenix, AZ
$963
Difference
$41.83
more
๐ŸฅHealthcare
โ†‘ 0.8%
Terre Haute, IN
$584
Phoenix, AZ
$589
Difference
$4.84
more

๐Ÿ›๏ธ Local Income Taxes

Terre Haute, IN: Vigo County Income Tax$2,550/yr (1.7%)

Phoenix, AZ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$894
To$1,390
โ†‘ $496
1 Bed
From$894
To$1,510
โ†‘ $616
2 Bed
From$1,135
To$1,750
โ†‘ $615
3 Bed
From$1,356
To$2,330
โ†‘ $974
Terre Haute, INZIP-level data

1BR range: $880โ€“$910/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,759
Monthly in Terre Haute, IN
$8,068
Monthly in Phoenix, AZ
$1,309
Difference

Home Values

Terre Haute
Phoenix
$134K
Median Value
$414K
โ†“ -1.7%
YoY Change
โ†“ -3.1%
โ†‘ +33.1%
5-Year Change
โ†‘ +30.2%
$71K - $187K
Price Range
$274K - $957K

Homes in Phoenix are 208% more expensive than Terre Haute

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $388
More taxes
Monthly Difference
$32.32
Less take-home
Effective Rate Diff
0.3%
Rate difference

Terre Haute, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Terre Haute, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Terre Haute
Phoenix
54 Moderate
Air Quality
77 Moderate
36.6%
Good Air Days
9%
97 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
18 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
18 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Indiana and Arizona on TaxTakeHome.com

Where your money goes further

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