Terre Haute, IN vs Quincy, IL: Cost of Living

Which city costs less?

Quincy, IL has a modeled overall cost index 1.9% higher than Terre Haute, IN.

Terre Haute, IN · modeled 2BR rent
$1,130 / month
Quincy, IL · modeled 2BR rent
$1,050 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Terre Haute, IN and Quincy, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $319/month in Quincy, IL

$150,000 in your current city has a modeled equivalent of $153,829 in Quincy, IL

Regional cost estimates: Terre Haute, IN uses Indianapolis, IN. Quincy, IL uses St. Louis, MO. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 1.9%
More expensive
Monthly Impact
$319
Extra cost
Annual Impact
$3.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Terre Haute, IN

Population:59K
Cost Index:
85.5
100 = national average
Typical Home:$134K

Quincy, IL

Population:39K
Cost Index:
87.1
100 = national average
Typical Home:$134K

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Terre Haute, IN

The Hoosier State

59K
Population
State Tax
Yes

Located in Indiana, this city has a population of 59K residents.

Quincy, IL

The Prairie State

39K
Population
State Tax
Yes

Located in Illinois, this city has a population of 39K residents.

Cost Breakdown by Category

Estimated monthly spending: Terre Haute, IN vs Quincy, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 8.7%
Terre Haute, IN
$2,007
Quincy, IL
$2,182
Difference
$175
more
Healthcare
↓ 8.7%
Terre Haute, IN
$672
Quincy, IL
$614
Difference
$58.49
less
Transportation
↑ 4.3%
Terre Haute, IN
$1,360
Quincy, IL
$1,418
Difference
$58.28
more
Other
↑ 3.0%
Terre Haute, IN
$1,820
Quincy, IL
$1,874
Difference
$54.88
more
Groceries
↑ 4.3%
Terre Haute, IN
$1,061
Quincy, IL
$1,106
Difference
$45.20
more
All Utilities
↑ 7.6%
Terre Haute, IN
$580
Quincy, IL
$624
Difference
$43.82
more

🏛️ Local Income Taxes

Terre Haute, IN: Vigo County Income Tax$2,550/yr (1.7%)

Quincy, IL has no local income tax recorded in this dataset.

Local taxes are shown separately and are not included in the living-cost totals. Coverage is incomplete; an absent entry does not establish that no tax applies.

🏠Rent Comparison

Studio
From$890
To$720
↓ $170
1 Bed
From$890
To$800
↓ $90.00
2 Bed
From$1,130
To$1,050
↓ $80.00
3 Bed
From$1,350
To$1,310
↓ $40.00
Terre Haute, INZIP-level data

1BR range: $880–$910/mo

Quincy, ILZIP-level data

1BR range: $800–$800/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Terre Haute, IN
$7,819
Monthly in Quincy, IL
$319
Difference

Home Values

Terre Haute
Quincy
$134K
Median Value
$134K
↓ -1.7%
YoY Change
↑ +0.9%
↑ +33.1%
5-Year Change
↑ +3.5%
$71K - $187K
Price Range
$134K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $2.6K
More taxes
Monthly Difference
$215
Less take-home
Effective Rate Diff
1.7%
Rate difference

Terre Haute, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Quincy, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Additional Tax Information

Terre Haute, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Quincy, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Terre Haute
Quincy
54 Moderate
Air Quality
54 Moderate
36.6%
Good Air Days
38%
97 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🫨
▲+3.1°F
2050 Outlook
▲+3.0°F
18 days
Heat Days >95°F
39 days
▲+3.1°F
2050 Outlook
▲+3.0°F
18 days
Heat Days >95°F
39 days

Before moving from Terre Haute, IN to Quincy, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Quincy, IL for the same bedroom count and included utilities as your home in Terre Haute, IN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Terre Haute to Quincy moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Quincy, IL by cost, housing, population and region.

Frequently Asked Questions: Terre Haute, IN vs Quincy, IL

How do the cost estimates for Terre Haute, IN and Quincy, IL compare?

Quincy, IL has a modeled overall cost index 1.9% higher than Terre Haute, IN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Terre Haute, IN, the model estimates $153,829 in Quincy, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Terre Haute, IN and Quincy, IL?

The modeled two-bedroom rents are $1,130/month in Terre Haute, IN and $1,050/month in Quincy, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Indiana and Illinois on TaxTakeHome.com

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