Texarkana, TX vs San Luis, AZ: Cost of Living

Which city costs less?

San Luis, AZ has a modeled overall cost index 16.7% higher than Texarkana, TX.

Texarkana, TX · modeled 2BR rent
$1,300 / month
San Luis, AZ · modeled 2BR rent
$1,240 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Texarkana, TX and San Luis, AZ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated extra cost: $1,345/month in San Luis, AZ

$150,000 in your current city has a modeled equivalent of $166,145 in San Luis, AZ

Regional cost estimates: Texarkana, TX uses Garland, TX. San Luis, AZ uses Chula Vista, CA. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 16.7%
More expensive
Monthly Impact
$1,345
Extra cost
Annual Impact
$16.1K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Texarkana, TX

Population:36K
Cost Index:
88.1
100 = national average
Typical Home:$249K

San Luis, AZ

Population:38K
Cost Index:
102.7
100 = national average
Typical Home:$257K

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Texarkana, TX

The Lone Star State

36K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 36K residents.

💡 Advantage: Texas has no state income tax!

San Luis, AZ

The Grand Canyon State

38K
Population
State Tax
Yes

Located in Arizona, this city has a population of 38K residents.

Cost Breakdown by Category

Estimated monthly spending: Texarkana, TX vs San Luis, AZ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 79.5%
Texarkana, TX
$2,116
San Luis, AZ
$3,798
Difference
$1,682
more
Other
↓ 10.3%
Texarkana, TX
$1,704
San Luis, AZ
$1,528
Difference
$175
less
Healthcare
↓ 10.5%
Texarkana, TX
$682
San Luis, AZ
$610
Difference
$71.46
less
Transportation
↓ 4.9%
Texarkana, TX
$1,334
San Luis, AZ
$1,269
Difference
$64.88
less
Groceries
↓ 2.3%
Texarkana, TX
$1,057
San Luis, AZ
$1,032
Difference
$24.33
less
All Utilities
↓ 0.2%
Texarkana, TX
$607
San Luis, AZ
$606
Difference
$0.97
less

🏠Rent Comparison

Studio
From$1,010
To$940
↓ $70.00
1 Bed
From$1,030
To$950
↓ $80.00
2 Bed
From$1,300
To$1,240
↓ $60.00
3 Bed
From$1,620
To$1,690
↑ $70.00
Texarkana, TXZIP-level data

1BR range: $1,030–$1,030/mo

San Luis, AZZIP-level data

1BR range: $950–$950/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Texarkana, TX
$8,845
Monthly in San Luis, AZ
$1,345
Difference

Home Values

Texarkana
San Luis
$249K
Median Value
$257K
↑ +2.9%
YoY Change
↑ +3.1%
↑ +27.4%
5-Year Change
↑ +51.9%

Homes in San Luis are 3% more expensive than Texarkana

Calculate payment - TexarkanaCalculate payment - San Luis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $5.2K
More taxes
Monthly Difference
$436
Less take-home
Effective Rate Diff
3.5%
Rate difference

Texarkana, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

San Luis, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Texarkana, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

San Luis, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Texarkana
San Luis
55 Moderate
Air Quality
71 Moderate
35.2%
Good Air Days
12.8%
100 Very High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌡
▲+2.7°F
2050 Outlook
▲+2.0°F
84 days
Heat Days >95°F
1 days
▲+2.7°F
2050 Outlook
▲+2.0°F
84 days
Heat Days >95°F
1 days

Before moving from Texarkana, TX to San Luis, AZ

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in San Luis, AZ for the same bedroom count and included utilities as your home in Texarkana, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Texarkana to San Luis moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to San Luis, AZ by cost, housing, population and region.

Frequently Asked Questions: Texarkana, TX vs San Luis, AZ

How do the cost estimates for Texarkana, TX and San Luis, AZ compare?

San Luis, AZ has a modeled overall cost index 16.7% higher than Texarkana, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Texarkana, TX, the model estimates $166,145 in San Luis, AZ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Texarkana, TX and San Luis, AZ?

The modeled two-bedroom rents are $1,300/month in Texarkana, TX and $1,240/month in San Luis, AZ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Texas and Arizona on TaxTakeHome.com

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