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Cost of Living Comparison 2026

๐Ÿ“ Texas City, TX โ€” ZIP-level rent data ยท COL adjusted from Houston, TX area

$

Numbers update automatically as you type

You'd save $98.30/month moving to St. Louis, MO

$150.0K in your current city equals $148.8K in St. Louis, MO

Rent data from HUD ZIP-level estimates ยท COL index from Houston-The Woodlands-Sugar Land, TX area
Overall Cost
โ†“ 1.3%
Less expensive
Monthly Impact
$98.30
Savings
Annual Impact
$1.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Texas City, TX

Population:57K
Cost Index:100
Median Home:$206K

St. Louis, MO

Population:302K
Cost Index:99
Median Home:$145K

Texas City, TX

The Lone Star State

57K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 57K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Texas City, TX vs St. Louis, MO

๐Ÿš—Transportation
โ†“ 8.2%
Texas City, TX
$1,324
St. Louis, MO
$1,216
Difference
$108
less
๐Ÿ›’Groceries
โ†‘ 9.0%
Texas City, TX
$871
St. Louis, MO
$949
Difference
$78.26
more
๐Ÿ Housing
โ†‘ 3.9%
Texas City, TX
$1,801
St. Louis, MO
$1,871
Difference
$69.92
more
๐ŸฅHealthcare
โ†“ 1.9%
Texas City, TX
$537
St. Louis, MO
$527
Difference
$10.47
less
๐Ÿ“ฆOther
โ†“ 0.5%
Texas City, TX
$1,615
St. Louis, MO
$1,607
Difference
$7.84
less
โšกAll Utilities
โ†‘ 1.4%
Texas City, TX
$528
St. Louis, MO
$535
Difference
$7.49
more

๐Ÿ›๏ธ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Texas City, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$877
To$910
โ†‘ $33.00
1 Bed
From$909
To$950
โ†‘ $41.00
2 Bed
From$1,079
To$1,160
โ†‘ $81.00
3 Bed
From$1,452
To$1,490
โ†‘ $38.00
Texas City, TXZIP-level data

1BR range: $1,150โ€“$1,190/mo

St. Louis, MOZIP-level data

1BR range: $800โ€“$1,480/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,676
Monthly in Texas City, TX
$6,705
Monthly in St. Louis, MO
$29.10
Difference

Home Values

Texas City
St. Louis
$206K
Median Value
$145K
โ†“ -3.8%
YoY Change
โ†“ -0.8%
โ†‘ +17.4%
5-Year Change
โ†‘ +10.9%
$176K - $235K
Price Range
$38K - $302K

Homes in St. Louis are 30% less expensive than Texas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $7.9K
More taxes
Monthly Difference
$661
Less take-home
Effective Rate Diff
5.3%
Rate difference

Texas City, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Texas City, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Texas City
St. Louis
61 Moderate
Air Quality
54 Moderate
13.7%
Good Air Days
38%
100 Very High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐ŸŒŠ๐ŸŒก๐Ÿซจ
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
64 days
Heat Days >95ยฐF
39 days
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
64 days
Heat Days >95ยฐF
39 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Texas and Missouri on TaxTakeHome.com

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