Is St. Louis, MO cheaper than The Hammocks, FL?

Based on cost of living data, St. Louis, MO is 20.0% cheaper than The Hammocks, FL. This translates to saving $1502 per month.

What salary do I need in St. Louis, MO to live like I do in The Hammocks, FL?

If you earn $150,000 in The Hammocks, FL, you'd need approximately $131,976.979 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between The Hammocks, FL and St. Louis, MO?

Housing in St. Louis, MO is 34.1% cheaper than in The Hammocks, FL. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,858/month in The Hammocks, FL.

How much can I save per month by moving from The Hammocks, FL to St. Louis, MO?

Moving from The Hammocks, FL to St. Louis, MO could save you approximately $1502 per month, or $18023 per year, based on a $150,000 salary.

The Hammocks, FL vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 The Hammocks, FL — COL adjusted from Hialeah, FL area + state data

Current salary in The Hammocks, FL

Numbers update automatically as you type

You'd save $1.5K/month moving to St. Louis, MO

$150.0K in your current city equals $132.0K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 20.0%

Less expensive

Monthly Impact

$1,502

Savings

Annual Impact

$18.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

The Hammocks, FL

Population:59K

Cost Index:100

Median Home:$415K

St. Louis, MO

Population:302K

Cost Index:80

Median Home:$145K

The Hammocks, FL

The Sunshine State

59K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 59K residents.

💡 Advantage: Florida has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: The Hammocks, FL vs St. Louis, MO

Category	The Hammocks, FL	St. Louis, MO	Difference	Change
🏠Housing	$2,840/mo	$1,871/mo	↓ $969less	34.1%
📦Other	$1,870/mo	$1,607/mo	↓ $263less	14.1%
🚗Transportation	$1,420/mo	$1,216/mo	↓ $204less	14.4%
🛒Groceries	$1,064/mo	$949/mo	↓ $114less	10.7%
🏥Healthcare	$580/mo	$527/mo	↓ $53.45less	9.2%
⚡All Utilities	$512/mo	$535/mo	↑ $23.90more	4.7%

🏠Housing

↓ 34.1%

The Hammocks, FL

$2,840

St. Louis, MO

$1,871

Difference

$969

less

📦Other

↓ 14.1%

The Hammocks, FL

$1,870

St. Louis, MO

$1,607

Difference

$263

less

🚗Transportation

↓ 14.4%

The Hammocks, FL

$1,420

St. Louis, MO

$1,216

Difference

$204

less

🛒Groceries

↓ 10.7%

The Hammocks, FL

$1,064

St. Louis, MO

$949

Difference

$114

less

🏥Healthcare

↓ 9.2%

The Hammocks, FL

$580

St. Louis, MO

$527

Difference

$53.45

less

⚡All Utilities

↑ 4.7%

The Hammocks, FL

$512

St. Louis, MO

$535

Difference

$23.90

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

The Hammocks, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,280

To$910

↓ $370

1 Bed

From$1,486

To$950

↓ $536

2 Bed

From$1,858

To$1,160

↓ $698

3 Bed

From$2,559

To$1,490

↓ $1,069

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,284

Monthly in The Hammocks, FL

$6,705

Monthly in St. Louis, MO

$1,579

Difference

Home Values

The Hammocks

St. Louis

Median Value

$145K

YoY Change

↓ -0.8%

5-Year Change

↑ +10.9%

Price Range

$38K - $302K

Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

The Hammocks, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

The Hammocks, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.