Is St. Louis, MO cheaper than The Woodlands, TX?

Based on cost of living data, St. Louis, MO is 3.5% cheaper than The Woodlands, TX. This translates to saving $264 per month.

What salary do I need in St. Louis, MO to live like I do in The Woodlands, TX?

If you earn $150,000 in The Woodlands, TX, you'd need approximately $146,828.537 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between The Woodlands, TX and St. Louis, MO?

Housing in St. Louis, MO is 1.6% more expensive than in The Woodlands, TX. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,072/month in The Woodlands, TX.

How much can I save per month by moving from The Woodlands, TX to St. Louis, MO?

Moving from The Woodlands, TX to St. Louis, MO could save you approximately $264 per month, or $3171 per year, based on a $150,000 salary.

The Woodlands, TX vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 The Woodlands, TX — COL adjusted from Houston, TX area + state data

Current salary in The Woodlands, TX

Numbers update automatically as you type

You'd save $264/month moving to St. Louis, MO

$150.0K in your current city equals $146.8K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 3.5%

Less expensive

Monthly Impact

$264

Savings

Annual Impact

$3.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

The Woodlands, TX

Population:114K

Cost Index:100

Median Home:$245K

St. Louis, MO

Population:302K

Cost Index:96

Median Home:$145K

The Woodlands, TX

The Lone Star State

114K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 114K residents.

💡 Advantage: Texas has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: The Woodlands, TX vs St. Louis, MO

Category	The Woodlands, TX	St. Louis, MO	Difference	Change
🚗Transportation	$1,354/mo	$1,216/mo	↓ $139less	10.2%
🛒Groceries	$881/mo	$949/mo	↑ $68.33more	7.8%
📦Other	$1,652/mo	$1,607/mo	↓ $44.89less	2.7%
🏠Housing	$1,842/mo	$1,871/mo	↑ $28.60more	1.6%
🏥Healthcare	$543/mo	$527/mo	↓ $16.60less	3.1%
⚡All Utilities	$534/mo	$535/mo	↑ $1.46more	0.3%

🚗Transportation

↓ 10.2%

The Woodlands, TX

$1,354

St. Louis, MO

$1,216

Difference

$139

less

🛒Groceries

↑ 7.8%

The Woodlands, TX

$881

St. Louis, MO

$949

Difference

$68.33

📦Other

↓ 2.7%

The Woodlands, TX

$1,652

St. Louis, MO

$1,607

Difference

$44.89

less

🏠Housing

↑ 1.6%

The Woodlands, TX

$1,842

St. Louis, MO

$1,871

Difference

$28.60

🏥Healthcare

↓ 3.1%

The Woodlands, TX

$543

St. Louis, MO

$527

Difference

$16.60

less

⚡All Utilities

↑ 0.3%

The Woodlands, TX

$534

St. Louis, MO

$535

Difference

$1.46

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

The Woodlands, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$755

To$910

↑ $155

1 Bed

From$874

To$950

↑ $76.00

2 Bed

From$1,072

To$1,160

↑ $88.00

3 Bed

From$1,469

To$1,490

↑ $21.00

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,807

Monthly in The Woodlands, TX

$6,705

Monthly in St. Louis, MO

$102

Difference

Home Values

The Woodlands

St. Louis

Median Value

$145K

YoY Change

↓ -0.8%

5-Year Change

↑ +10.9%

Price Range

$38K - $302K

Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

The Woodlands, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

The Woodlands, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.