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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $3.0K/month more in Boston, MA

$150.0K in your current city equals $186.3K in Boston, MA

Rent data from HUD ZIP-level estimates · COL index from Denver-Aurora-Lakewood, CO area
Overall Cost
40.3%
More expensive
Monthly Impact
$3,024
Extra cost
Annual Impact
$36.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Thornton, CO

Population:145K
Cost Index:
100
100 = national average
Median Home:$417K

Boston, MA

Population:685K
Cost Index:
140
(40% above avg)
Median Home:$961K

Thornton, CO

The Centennial State

145K
Population
State Tax
Yes

Located in Colorado, this city has a population of 145K residents.

Boston, MA

The Bay State

685K
Population
State Tax
Yes
Climate
Continental

Notable Facts

  • Major education center
  • Biotech capital
  • Historic American city

Major Industries

EducationHealthcareTechnologyFinance

Cost Breakdown by Category

Annual spending: Thornton, CO vs Boston, MA

Housing
86.9%
Thornton, CO
$2,822
Boston, MA
$5,275
Difference
$2,453
more
Transportation
29.7%
Thornton, CO
$1,411
Boston, MA
$1,830
Difference
$419
more
All Utilities
40.3%
Thornton, CO
$510
Boston, MA
$716
Difference
$206
more
Healthcare
19.7%
Thornton, CO
$621
Boston, MA
$743
Difference
$123
more
Other
6.5%
Thornton, CO
$1,713
Boston, MA
$1,825
Difference
$112
more
Groceries
6.7%
Thornton, CO
$1,011
Boston, MA
$1,079
Difference
$67.96
more

🏠Rent Comparison

Studio
From$1,378
To$3,095
$1,717
1 Bed
From$1,469
To$3,255
$1,786
2 Bed
From$1,748
To$3,865
$2,117
3 Bed
From$2,289
To$4,630
$2,341
Thornton, COZIP-level data

1BR range: $1,790$1,790/mo

Boston, MAZIP-level data

1BR range: $2,560$3,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,088
Monthly in Thornton, CO
$11,469
Monthly in Boston, MA
$3,381
Difference

Home Values

Thornton
Boston
$417K
Median Value
$961K
↓ -3.5%
YoY Change
↓ -0.7%
↑ +19.7%
5-Year Change
↑ +7%
$417K
Price Range
$709K - $3.40M

Homes in Boston are 130% more expensive than Thornton

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$900
More taxes
Monthly Difference
$75.00
Less take-home
Effective Rate Diff
0.6%
Rate difference

Thornton, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Boston, MA

Federal Income Tax
Effective: 18.9%
$25.5K
Massachusetts State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Additional Tax Information

Thornton, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

Boston, MA Tax Rates

Sales Tax:6.3%
Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Thornton
Boston
55 Moderate
Air Quality
36 Good
35.2%
Good Air Days
79.5%
95 High
Climate Risk
94 Moderate
🌊🌪💨
Top Hazards
🌊🌅🌀
+3.3°F
2050 Outlook
+2.5°F
28 days
Heat Days >95°F
6 days
+3.3°F
2050 Outlook
+2.5°F
28 days
Heat Days >95°F
6 days

💰 See how taxes change too — compare take-home pay between Colorado and Massachusetts on TaxTakeHome.com

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