Is Clovis, CA cheaper than Thornton, CO?

Based on cost of living data, Clovis, CA is 5.2% cheaper than Thornton, CO. This translates to saving $387 per month.

What salary do I need in Clovis, CA to live like I do in Thornton, CO?

If you earn $150,000 in Thornton, CO, you'd need approximately $145,351.711 in Clovis, CA to maintain the same standard of living.

How does housing cost compare between Thornton, CO and Clovis, CA?

Housing in Clovis, CA is 19.0% cheaper than in Thornton, CO. For a two-bedroom apartment, rent is $1,778/month in Clovis, CA compared to $1,748/month in Thornton, CO.

How much can I save per month by moving from Thornton, CO to Clovis, CA?

Moving from Thornton, CO to Clovis, CA could save you approximately $387 per month, or $4648 per year, based on a $150,000 salary.

Thornton, CO vs Clovis, CA: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Thornton, CO

Numbers update automatically as you type

You'd save $387/month moving to Clovis, CA

$150.0K in your current city equals $145.4K in Clovis, CA

Rent data from HUD ZIP-level estimates · COL index from Denver-Aurora-Lakewood, CO area

Overall Cost

↓ 5.2%

Less expensive

Monthly Impact

$387

Savings

Annual Impact

$4.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Thornton, CO

Population:145K

Cost Index:

100

100 = national average

Median Home:$417K

Clovis, CA

Population:126K

Cost Index:

(5% below avg)

Median Home:$428K

Thornton, CO

The Centennial State

145K

Population

State Tax

Yes

Located in Colorado, this city has a population of 145K residents.

Clovis, CA

The Golden State

126K

Population

State Tax

Yes

Located in California, this city has a population of 126K residents.

Cost Breakdown by Category

Annual spending: Thornton, CO vs Clovis, CA

Category	Thornton, CO	Clovis, CA	Difference	Change
Housing	$2,822/mo	$2,287/mo	↓ $535less	19.0%
Healthcare	$621/mo	$494/mo	↓ $127less	20.5%
Groceries	$1,011/mo	$1,072/mo	↑ $60.55more	6.0%
Transportation	$1,411/mo	$1,428/mo	↑ $17.55more	1.2%
All Utilities	$510/mo	$522/mo	↑ $11.53more	2.3%
Other	$1,713/mo	$1,702/mo	↓ $10.96less	0.6%

Housing

↓ 19.0%

Thornton, CO

$2,822

Clovis, CA

$2,287

Difference

$535

less

Healthcare

↓ 20.5%

Thornton, CO

$621

Clovis, CA

$494

Difference

$127

less

Groceries

↑ 6.0%

Thornton, CO

$1,011

Clovis, CA

$1,072

Difference

$60.55

Transportation

↑ 1.2%

Thornton, CO

$1,411

Clovis, CA

$1,428

Difference

$17.55

All Utilities

↑ 2.3%

Thornton, CO

$510

Clovis, CA

$522

Difference

$11.53

Other

↓ 0.6%

Thornton, CO

$1,713

Clovis, CA

$1,702

Difference

$10.96

less

🏠Rent Comparison

Studio

From$1,378

To$1,436

↑ $58.00

1 Bed

From$1,469

To$1,449

↓ $20.00

2 Bed

From$1,748

To$1,778

↑ $30.00

3 Bed

From$2,289

To$2,473

↑ $184

Thornton, COZIP-level data

1BR range: $1,790–$1,790/mo

Clovis, CAZIP-level data

1BR range: $1,480–$2,040/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,088

Monthly in Thornton, CO

$7,505

Monthly in Clovis, CA

$583

Difference

Home Values

Thornton

Clovis

$417K

Median Value

$428K

↓ -3.5%

YoY Change

↓ -0.3%

↑ +19.7%

5-Year Change

↑ +32%

$417K

Price Range

$369K - $487K

Homes in Clovis are 3% more expensive than Thornton

Calculate payment - Thornton Calculate payment - Clovis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.0K

More taxes

Monthly Difference

$336

Less take-home

Effective Rate Diff

2.7%

Rate difference

Thornton, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Clovis, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Thornton, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

Clovis, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.