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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $1.7K/month more in Portland, OR

$150.0K in your current city equals $170.2K in Portland, OR

Rent data from HUD ZIP-level estimates · COL index from Denver-Aurora-Lakewood, CO area
Overall Cost
22.4%
More expensive
Monthly Impact
$1,682
Extra cost
Annual Impact
$20.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Thornton, CO

Population:145K
Cost Index:
100
100 = national average
Median Home:$417K

Portland, OR

Population:641K
Cost Index:
122
(22% above avg)
Median Home:$535K

Thornton, CO

The Centennial State

145K
Population
State Tax
Yes

Located in Colorado, this city has a population of 145K residents.

Portland, OR

The Beaver State

641K
Population
State Tax
Yes
Climate
Oceanic

Notable Facts

  • Craft beer capital
  • Foodie destination
  • Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Cost Breakdown by Category

Annual spending: Thornton, CO vs Portland, OR

Housing
66.7%
Thornton, CO
$2,822
Portland, OR
$4,704
Difference
$1,881
more
Transportation
22.0%
Thornton, CO
$1,411
Portland, OR
$1,721
Difference
$310
more
Other
12.4%
Thornton, CO
$1,713
Portland, OR
$1,925
Difference
$212
more
Groceries
5.7%
Thornton, CO
$1,011
Portland, OR
$1,069
Difference
$57.97
more
Healthcare
6.8%
Thornton, CO
$621
Portland, OR
$663
Difference
$42.03
more
All Utilities
6.8%
Thornton, CO
$510
Portland, OR
$475
Difference
$34.63
less

🏛️ Local Income Taxes

Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)

Thornton, CO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,378
To$1,555
$177
1 Bed
From$1,469
To$1,655
$186
2 Bed
From$1,748
To$1,900
$152
3 Bed
From$2,289
To$2,590
$301
Thornton, COZIP-level data

1BR range: $1,790$1,790/mo

Portland, ORZIP-level data

1BR range: $1,580$2,030/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,088
Monthly in Thornton, CO
$10,557
Monthly in Portland, OR
$2,469
Difference

Home Values

Thornton
Portland
$417K
Median Value
$535K
↓ -3.5%
YoY Change
↓ -1.2%
↑ +19.7%
5-Year Change
↑ +7.2%
$417K
Price Range
$351K - $760K

Homes in Portland are 28% more expensive than Thornton

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$8.9K
More taxes
Monthly Difference
$743
Less take-home
Effective Rate Diff
5.9%
Rate difference

Thornton, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Portland, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Additional Tax Information

Thornton, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

Portland, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Thornton
Portland
55 Moderate
Air Quality
35 Good
35.2%
Good Air Days
85%
95 High
Climate Risk
98 High
🌊🌪💨
Top Hazards
🌊🌡🫨
+3.3°F
2050 Outlook
+2.5°F
28 days
Heat Days >95°F
9 days
+3.3°F
2050 Outlook
+2.5°F
28 days
Heat Days >95°F
9 days

💰 See how taxes change too — compare take-home pay between Colorado and Oregon on TaxTakeHome.com

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