Three Rivers, TX vs Vian, OK: Cost of Living

Which city costs less?

Vian, OK has a modeled overall cost index 0.9% lower than Three Rivers, TX.

Three Rivers, TX · modeled 2BR rent
$1,020 / month
Vian, OK · modeled 2BR rent
$940 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Three Rivers, TX and Vian, OK using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $9.91/month in Vian, OK

$150,000 in your current city has a modeled equivalent of $149,881 in Vian, OK

Regional cost estimates: Three Rivers, TX uses San Antonio, TX. Vian, OK uses Tulsa, OK. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 0.9%
Less expensive
Monthly Impact
$9.91
Savings
Annual Impact
$119
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Three Rivers, TX

Population:2K
Cost Index:
75.2
100 = national average
Typical Home:$209K

Vian, OK

Population:1K
Cost Index:
74.5
100 = national average
Typical Home:$196K

Planning the move to Vian?

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Three Rivers, TX

The Lone Star State

2K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 2K residents.

💡 Advantage: Texas has no state income tax!

Vian, OK

The Sooner State

1K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Three Rivers, TX vs Vian, OK

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 6.4%
Three Rivers, TX
$2,039
Vian, OK
$1,908
Difference
$130
less
Other
↑ 5.3%
Three Rivers, TX
$1,777
Vian, OK
$1,871
Difference
$94.08
more
Groceries
↑ 1.3%
Three Rivers, TX
$1,084
Vian, OK
$1,098
Difference
$14.56
more
Healthcare
↑ 1.8%
Three Rivers, TX
$625
Vian, OK
$636
Difference
$11.18
more
Transportation
↑ 0.1%
Three Rivers, TX
$1,388
Vian, OK
$1,389
Difference
$1.26
more
All Utilities
↓ 0.1%
Three Rivers, TX
$588
Vian, OK
$587
Difference
$0.70
less

🏠Rent Comparison

Studio
From$770
To$680
↓ $90.00
1 Bed
From$780
To$720
↓ $60.00
2 Bed
From$1,020
To$940
↓ $80.00
3 Bed
From$1,300
To$1,260
↓ $40.00
Three Rivers, TXZIP-level data

1BR range: $780–$780/mo

Vian, OKZIP-level data

1BR range: $720–$720/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Three Rivers, TX
$7,490
Monthly in Vian, OK
$9.91
Difference

Home Values

Three Rivers
Vian
$209K
Median Value
$196K
↓ -3.3%
YoY Change
↑ +3.3%
↓ -1.1%
5-Year Change
↑ +47.8%

Homes in Vian are 6% less expensive than Three Rivers

Calculate payment - Three RiversCalculate payment - Vian

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $7.3K
More taxes
Monthly Difference
$607
Less take-home
Effective Rate Diff
4.9%
Rate difference

Three Rivers, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Vian, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Additional Tax Information

Three Rivers, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Vian, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Three Rivers
Vian
52 Moderate
Air Quality
51 Moderate
47.5%
Good Air Days
48.4%
99 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.6°F
2050 Outlook
▲+3.0°F
105 days
Heat Days >95°F
61 days
▲+2.6°F
2050 Outlook
▲+3.0°F
105 days
Heat Days >95°F
61 days

Before moving from Three Rivers, TX to Vian, OK

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Vian, OK for the same bedroom count and included utilities as your home in Three Rivers, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Three Rivers to Vian moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Vian, OK by cost, housing, population and region.

Frequently Asked Questions: Three Rivers, TX vs Vian, OK

How do the cost estimates for Three Rivers, TX and Vian, OK compare?

Vian, OK has a modeled overall cost index 0.9% lower than Three Rivers, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Three Rivers, TX, the model estimates $149,881 in Vian, OK. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Three Rivers, TX and Vian, OK?

The modeled two-bedroom rents are $1,020/month in Three Rivers, TX and $940/month in Vian, OK. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Texas and Oklahoma on TaxTakeHome.com

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