Tillamook, OR vs Union Gap, WA: Cost of Living

Which city costs less?

Union Gap, WA has a modeled overall cost index 15.1% lower than Tillamook, OR.

Tillamook, OR · modeled 2BR rent: $1,340 / month
Union Gap, WA · modeled 2BR rent: $1,500 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Tillamook, OR and Union Gap, WA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Tillamook, OR

Numbers update automatically as you type

Estimated savings: $920/month in Union Gap, WA

$150,000 in your current city has a modeled equivalent of $138,959 in Union Gap, WA

Regional cost estimates: Tillamook, OR uses Portland, OR. Union Gap, WA uses Tacoma, WA. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 15.1%

Less expensive

Monthly Impact

$920

Savings

Annual Impact

$11.0K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Tillamook, OR

Population:5K

Cost Index:

107.4

100 = national average

Typical Home:$432K

Union Gap, WA

Population:6K

Cost Index:

91.2

100 = national average

Typical Home:$387K

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Tillamook, OR

The Beaver State

Population

State Tax

Yes

Located in Oregon, this city has a population of 5K residents.

Union Gap, WA

The Evergreen State

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 6K residents.

💡 Advantage: Washington has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Tillamook, OR vs Union Gap, WA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Tillamook, OR	Union Gap, WA	Difference	Change
Housing	$3,080/mo	$2,178/mo	↓ $902less	29.3%
Other	$1,401/mo	$1,166/mo	↓ $235less	16.7%
Healthcare	$531/mo	$652/mo	↑ $121more	22.9%
Transportation	$1,252/mo	$1,350/mo	↑ $97.41more	7.8%
Groceries	$856/mo	$854/mo	↓ $2.00less	0.2%
All Utilities	$381/mo	$380/mo	↓ $0.08less	0.0%

Housing

↓ 29.3%

Tillamook, OR

$3,080

Union Gap, WA

$2,178

Difference

$902

less

Other

↓ 16.7%

Tillamook, OR

$1,401

Union Gap, WA

$1,166

Difference

$235

less

Healthcare

↑ 22.9%

Tillamook, OR

$531

Union Gap, WA

$652

Difference

$121

Transportation

↑ 7.8%

Tillamook, OR

$1,252

Union Gap, WA

$1,350

Difference

$97.41

Groceries

↓ 0.2%

Tillamook, OR

$856

Union Gap, WA

$854

Difference

$2.00

less

All Utilities

↓ 0.0%

Tillamook, OR

$381

Union Gap, WA

$380

Difference

$0.08

less

🏠Rent Comparison

Studio

From$970

To$1,140

↑ $170

1 Bed

From$1,080

To$1,140

↑ $60.00

2 Bed

From$1,340

To$1,500

↑ $160

3 Bed

From$1,860

To$2,090

↑ $230

Tillamook, ORZIP-level data

1BR range: $1,080–$1,080/mo

Union Gap, WAZIP-level data

1BR range: $1,140–$1,140/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Tillamook, OR

$6,580

Monthly in Union Gap, WA

$920

Difference

Home Values

Tillamook

Union Gap

$432K

Median Value

$387K

↓ -1.5%

YoY Change

↑ +1.7%

↑ +26.2%

5-Year Change

↑ +26.3%

Homes in Union Gap are 10% less expensive than Tillamook

Calculate payment - Tillamook Calculate payment - Union Gap

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $15.5K

Per year

Monthly Difference

$1,293

More take-home

Effective Rate Diff

10.3%

Rate difference

Tillamook, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Union Gap, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Tillamook, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Union Gap, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Tillamook

Union Gap

35 Good

Air Quality

44 Good

85%

Good Air Days

72.4%

98 High

Climate Risk

99 High

🌊🌡🫨

Top Hazards

🌊🌡🫨

▲+2.5°F

2050 Outlook

▲+2.4°F

9 days

Heat Days >95°F

1 days

▲+2.5°F

2050 Outlook

▲+2.4°F

9 days

Heat Days >95°F

1 days

Before moving from Tillamook, OR to Union Gap, WA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Union Gap, WA for the same bedroom count and included utilities as your home in Tillamook, OR. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Tillamook to Union Gap moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Union Gap, WA by cost, housing, population and region.

Frequently Asked Questions: Tillamook, OR vs Union Gap, WA

How do the cost estimates for Tillamook, OR and Union Gap, WA compare?

Union Gap, WA has a modeled overall cost index 15.1% lower than Tillamook, OR. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Tillamook, OR, the model estimates $138,959 in Union Gap, WA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Tillamook, OR and Union Gap, WA?

The modeled two-bedroom rents are $1,340/month in Tillamook, OR and $1,500/month in Union Gap, WA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Oregon and Washington on TaxTakeHome.com