Is Columbus, OH cheaper than Toledo, OH?

Based on cost of living data, Columbus, OH is 0.6% cheaper than Toledo, OH. The two cities have very similar living costs.

What salary do I need in Columbus, OH to live like I do in Toledo, OH?

If you earn $150,000 in Toledo, OH, you'd need approximately $149,438.229 in Columbus, OH to maintain the same standard of living.

How does housing cost compare between Toledo, OH and Columbus, OH?

Housing in Columbus, OH is 27.9% more expensive than in Toledo, OH. For a two-bedroom apartment, rent is $1,315/month in Columbus, OH compared to $1,075/month in Toledo, OH.

How much can I save per month by moving from Toledo, OH to Columbus, OH?

Moving from Toledo, OH to Columbus, OH could save you approximately $47 per month, or $562 per year, based on a $150,000 salary.

Toledo, OH vs Columbus, OH: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Toledo, OH — ZIP-level rent data · COL adjusted from Detroit, MI area

Current salary in Toledo, OH

Numbers update automatically as you type

You'd save $46.81/month moving to Columbus, OH

$150.0K in your current city equals $149.4K in Columbus, OH

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 0.6%

Less expensive

Monthly Impact

$46.81

Savings

Annual Impact

$562

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Toledo, OH

Population:265K

Cost Index:100

Median Home:$130K

Columbus, OH

Population:906K

Cost Index:99

Median Home:$263K

Toledo, OH

The Buckeye State

265K

Population

State Tax

Yes

Located in Ohio, this city has a population of 265K residents.

Columbus, OH

The Buckeye State

906K

Population

State Tax

Yes

Located in Ohio, this city has a population of 906K residents.

Cost Breakdown by Category

Annual spending: Toledo, OH vs Columbus, OH

Category	Toledo, OH	Columbus, OH	Difference	Change
🏠Housing	$1,605/mo	$2,053/mo	↑ $448more	27.9%
🚗Transportation	$1,617/mo	$1,366/mo	↓ $251less	15.5%
📦Other	$1,723/mo	$1,557/mo	↓ $166less	9.6%
⚡All Utilities	$565/mo	$464/mo	↓ $101less	17.9%
🏥Healthcare	$572/mo	$607/mo	↑ $35.21more	6.2%
🛒Groceries	$963/mo	$969/mo	↑ $6.25more	0.6%

🏠Housing

↑ 27.9%

Toledo, OH

$1,605

Columbus, OH

$2,053

Difference

$448

🚗Transportation

↓ 15.5%

Toledo, OH

$1,617

Columbus, OH

$1,366

Difference

$251

less

📦Other

↓ 9.6%

Toledo, OH

$1,723

Columbus, OH

$1,557

Difference

$166

less

⚡All Utilities

↓ 17.9%

Toledo, OH

$565

Columbus, OH

$464

Difference

$101

less

🏥Healthcare

↑ 6.2%

Toledo, OH

$572

Columbus, OH

$607

Difference

$35.21

🛒Groceries

↑ 0.6%

Toledo, OH

$963

Columbus, OH

$969

Difference

$6.25

🏛️ Local Income Taxes

Toledo, OH: Toledo Municipal Income Tax$3,750/yr (2.5%)

Columbus, OH: Columbus Municipal Income Tax$3,750/yr (2.5%)

Net difference$0/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$772

To$1,020

↑ $248

1 Bed

From$818

To$1,100

↑ $282

2 Bed

From$1,075

To$1,315

↑ $240

3 Bed

From$1,379

To$1,575

↑ $196

Toledo, OHZIP-level data

1BR range: $740–$930/mo

Columbus, OHZIP-level data

1BR range: $870–$1,790/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,045

Monthly in Toledo, OH

$7,017

Monthly in Columbus, OH

$27.87

Difference

Home Values

Toledo

Columbus

$130K

Median Value

$263K

↑ +5.6%

YoY Change

↓ -0.4%

↑ +41%

5-Year Change

↑ +28.8%

$47K - $314K

Price Range

$95K - $406K

Homes in Columbus are 103% more expensive than Toledo

Calculate payment - Toledo Calculate payment - Columbus

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Toledo, OH

Federal Income Tax

Effective: 18.9%

$25.5K

Ohio State Tax

Effective: 3.0%

$4.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.6%

$41.4K

Take-Home Pay

$9,047/month

$108.6K

Columbus, OH

Federal Income Tax

Effective: 18.9%

$25.5K

Ohio State Tax

Effective: 3.0%

$4.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.6%

$41.4K

Take-Home Pay

$9,047/month

$108.6K

Additional Tax Information

Toledo, OH Tax Rates

Sales Tax:7.2%

Property Tax:1.6%

Columbus, OH Tax Rates

Sales Tax:7.2%

Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Toledo

Columbus

55 Moderate

Air Quality

53 Moderate

32.8%

Good Air Days

41.3%

99 High

Climate Risk

98 High

🌊🌡🌪

Top Hazards

🌊🌡🌪

▲+3.1°F

2050 Outlook

▲+3.1°F

10 days

Heat Days >95°F

18 days

▲+3.1°F

2050 Outlook

▲+3.1°F

10 days

Heat Days >95°F

18 days

Where your money goes further

Cities cheaper than Toledo, OH on a $150.0K salary

Similar cost to Columbus, OH

Other cities in a similar price range

Austin, TX Nashville, TN Raleigh, NC

Want to compare different cities?

New Comparison

You'd save $46.81/month moving to Columbus, OH

Toledo, OH

Columbus, OH

Toledo, OH

Columbus, OH

Cost Breakdown by Category

🏛️ Local Income Taxes

🏠Rent Comparison

📍 Rent by ZIP Code14 ZIPs

📍 Rent by ZIP Code22 ZIPs

Home Values

🏠 Home Values by ZIP14 ZIPs

🏠 Home Values by ZIP21 ZIPs

Tax Comparison

Toledo, OH

Columbus, OH

Additional Tax Information

Toledo, OH Tax Rates

Columbus, OH Tax Rates

Environment

Where your money goes further

Similar cost to Columbus, OH