Is Pittsburgh, PA cheaper than Toledo, OH?

Based on cost of living data, Pittsburgh, PA is 1.7% cheaper than Toledo, OH. This translates to saving $130 per month.

What salary do I need in Pittsburgh, PA to live like I do in Toledo, OH?

If you earn $150,000 in Toledo, OH, you'd need approximately $148,444.471 in Pittsburgh, PA to maintain the same standard of living.

How does housing cost compare between Toledo, OH and Pittsburgh, PA?

Housing in Pittsburgh, PA is 21.5% more expensive than in Toledo, OH. For a two-bedroom apartment, rent is $1,050/month in Pittsburgh, PA compared to $1,075/month in Toledo, OH.

How much can I save per month by moving from Toledo, OH to Pittsburgh, PA?

Moving from Toledo, OH to Pittsburgh, PA could save you approximately $130 per month, or $1556 per year, based on a $150,000 salary.

Toledo, OH vs Pittsburgh, PA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Toledo, OH — ZIP-level rent data · COL adjusted from Detroit, MI area

Current salary in Toledo, OH

Numbers update automatically as you type

You'd save $130/month moving to Pittsburgh, PA

$150.0K in your current city equals $148.4K in Pittsburgh, PA

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 1.7%

Less expensive

Monthly Impact

$130

Savings

Annual Impact

$1.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Toledo, OH

Population:265K

Cost Index:100

Median Home:$130K

Pittsburgh, PA

Population:303K

Cost Index:98

Toledo, OH

The Buckeye State

265K

Population

State Tax

Yes

Located in Ohio, this city has a population of 265K residents.

Pittsburgh, PA

The Keystone State

303K

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Toledo, OH vs Pittsburgh, PA

Category	Toledo, OH	Pittsburgh, PA	Difference	Change
🚗Transportation	$1,617/mo	$1,216/mo	↓ $401less	24.8%
🏠Housing	$1,605/mo	$1,949/mo	↑ $344more	21.5%
📦Other	$1,723/mo	$1,607/mo	↓ $116less	6.7%
🏥Healthcare	$572/mo	$527/mo	↓ $45.33less	7.9%
⚡All Utilities	$565/mo	$607/mo	↑ $41.11more	7.3%
🛒Groceries	$963/mo	$989/mo	↑ $26.23more	2.7%

🚗Transportation

↓ 24.8%

Toledo, OH

$1,617

Pittsburgh, PA

$1,216

Difference

$401

less

🏠Housing

↑ 21.5%

Toledo, OH

$1,605

Pittsburgh, PA

$1,949

Difference

$344

📦Other

↓ 6.7%

Toledo, OH

$1,723

Pittsburgh, PA

$1,607

Difference

$116

less

🏥Healthcare

↓ 7.9%

Toledo, OH

$572

Pittsburgh, PA

$527

Difference

$45.33

less

⚡All Utilities

↑ 7.3%

Toledo, OH

$565

Pittsburgh, PA

$607

Difference

$41.11

🛒Groceries

↑ 2.7%

Toledo, OH

$963

Pittsburgh, PA

$989

Difference

$26.23

🏛️ Local Income Taxes

Toledo, OH: Toledo Municipal Income Tax$3,750/yr (2.5%)

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

Net difference+$750/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$772

To$750

↓ $22.00

1 Bed

From$818

To$850

↑ $32.00

2 Bed

From$1,075

To$1,050

↓ $25.00

3 Bed

From$1,379

To$1,400

↑ $21.00

Toledo, OHZIP-level data

1BR range: $740–$930/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,045

Monthly in Toledo, OH

$6,894

Monthly in Pittsburgh, PA

$150

Difference

Home Values

Toledo

Pittsburgh

$130K

Median Value

↑ +5.6%

YoY Change

↑ +41%

5-Year Change

$47K - $314K

Price Range

Calculate payment - Toledo

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $178

More taxes

Monthly Difference

$14.81

Less take-home

Effective Rate Diff

0.1%

Rate difference

Toledo, OH

Federal Income Tax

Effective: 18.9%

$25.5K

Ohio State Tax

Effective: 3.0%

$4.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.6%

$41.4K

Take-Home Pay

$9,047/month

$108.6K

Pittsburgh, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Additional Tax Information

Toledo, OH Tax Rates

Sales Tax:7.2%

Property Tax:1.6%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.