Is Pittsburgh, PA cheaper than Toms River CDP, NJ?

Based on cost of living data, Pittsburgh, PA is 34.8% cheaper than Toms River CDP, NJ. This translates to saving $2611 per month.

What salary do I need in Pittsburgh, PA to live like I do in Toms River CDP, NJ?

If you earn $150,000 in Toms River CDP, NJ, you'd need approximately $118,672.165 in Pittsburgh, PA to maintain the same standard of living.

How does housing cost compare between Toms River CDP, NJ and Pittsburgh, PA?

Housing in Pittsburgh, PA is 65.2% cheaper than in Toms River CDP, NJ. For a two-bedroom apartment, rent is $1,050/month in Pittsburgh, PA compared to $2,901/month in Toms River CDP, NJ.

How much can I save per month by moving from Toms River CDP, NJ to Pittsburgh, PA?

Moving from Toms River CDP, NJ to Pittsburgh, PA could save you approximately $2611 per month, or $31328 per year, based on a $150,000 salary.

Toms River CDP, NJ vs Pittsburgh, PA: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Toms River CDP, NJ — COL adjusted from New York, NY area + state data

Current salary in Toms River CDP, NJ

Numbers update automatically as you type

You'd save $2.6K/month moving to Pittsburgh, PA

$150.0K in your current city equals $118.7K in Pittsburgh, PA

Using and Pittsburgh, PA metropolitan area data

Overall Cost

↓ 34.8%

Less expensive

Monthly Impact

$2,611

Savings

Annual Impact

$31.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Toms River CDP, NJ

Population:93K

Cost Index:100

Median Home:$1.05M

Pittsburgh, PA

Population:303K

Cost Index:65

Toms River CDP, NJ

The Garden State

93K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 93K residents.

Pittsburgh, PA

The Keystone State

303K

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Toms River CDP, NJ vs Pittsburgh, PA

Category	Toms River CDP, NJ	Pittsburgh, PA	Difference	Change
🏠Housing	$5,594/mo	$1,949/mo	↓ $3,644less	65.2%
🏥Healthcare	$620/mo	$527/mo	↓ $93.32less	15.1%
🚗Transportation	$1,302/mo	$1,216/mo	↓ $86.35less	6.6%
⚡All Utilities	$541/mo	$607/mo	↑ $65.68more	12.1%
🛒Groceries	$1,050/mo	$989/mo	↓ $61.05less	5.8%
📦Other	$1,653/mo	$1,607/mo	↓ $45.77less	2.8%

🏠Housing

↓ 65.2%

Toms River CDP, NJ

$5,594

Pittsburgh, PA

$1,949

Difference

$3,644

less

🏥Healthcare

↓ 15.1%

Toms River CDP, NJ

$620

Pittsburgh, PA

$527

Difference

$93.32

less

🚗Transportation

↓ 6.6%

Toms River CDP, NJ

$1,302

Pittsburgh, PA

$1,216

Difference

$86.35

less

⚡All Utilities

↑ 12.1%

Toms River CDP, NJ

$541

Pittsburgh, PA

$607

Difference

$65.68

🛒Groceries

↓ 5.8%

Toms River CDP, NJ

$1,050

Pittsburgh, PA

$989

Difference

$61.05

less

📦Other

↓ 2.8%

Toms River CDP, NJ

$1,653

Pittsburgh, PA

$1,607

Difference

$45.77

less

🏛️ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

Toms River CDP, NJ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,996

To$750

↓ $1,246

1 Bed

From$2,348

To$850

↓ $1,498

2 Bed

From$2,901

To$1,050

↓ $1,851

3 Bed

From$4,006

To$1,400

↓ $2,606

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition.

$10,760

Monthly in Toms River CDP, NJ

$6,894

Monthly in Pittsburgh, PA

$3,865

Difference

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.8K

Per year

Monthly Difference

$235

More take-home

Effective Rate Diff

1.9%

Rate difference

Toms River CDP, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Pittsburgh, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Additional Tax Information

Toms River CDP, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.