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Cost of Living Comparison 2026

๐Ÿ“ Tonawanda Town CDP, NY โ€” COL adjusted from Cleveland, OH area + state data

$

Numbers update automatically as you type

You'd spend $1.5K/month more in Austin, TX

$150.0K in your current city equals $168.5K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 20.5%
More expensive
Monthly Impact
$1,541
Extra cost
Annual Impact
$18.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tonawanda Town CDP, NY

Population:57K
Cost Index:100
Median Home:$128K

Austin, TX

Population:979K
Cost Index:121
Median Home:$558K

Tonawanda Town CDP, NY

The Empire State

57K
Population
State Tax
Yes

Located in New York, this city has a population of 57K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Tonawanda Town CDP, NY vs Austin, TX

๐Ÿ Housing
โ†‘ 66.4%
Tonawanda Town CDP, NY
$1,733
Austin, TX
$2,885
Difference
$1,152
more
๐Ÿš—Transportation
โ†“ 9.8%
Tonawanda Town CDP, NY
$1,423
Austin, TX
$1,284
Difference
$139
less
๐Ÿ“ฆOther
โ†‘ 7.3%
Tonawanda Town CDP, NY
$1,622
Austin, TX
$1,741
Difference
$119
more
โšกAll Utilities
โ†‘ 14.1%
Tonawanda Town CDP, NY
$474
Austin, TX
$541
Difference
$66.84
more
๐ŸฅHealthcare
โ†‘ 9.5%
Tonawanda Town CDP, NY
$538
Austin, TX
$589
Difference
$51.01
more
๐Ÿ›’Groceries
โ†“ 3.0%
Tonawanda Town CDP, NY
$989
Austin, TX
$959
Difference
$30.14
less

๐Ÿ Rent Comparison

Studio
From$677
To$1,585
โ†‘ $908
1 Bed
From$782
To$1,685
โ†‘ $903
2 Bed
From$938
To$1,995
โ†‘ $1,057
3 Bed
From$1,250
To$2,525
โ†‘ $1,275
Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,780
Monthly in Tonawanda Town CDP, NY
$7,998
Monthly in Austin, TX
$1,219
Difference

Home Values

Tonawanda Town CDP
Austin
-
Median Value
$558K
-
YoY Change
โ†“ -5%
-
5-Year Change
โ†‘ +12.6%
-
Price Range
$272K - $1.26M

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $9.5K
Per year
Monthly Difference
$795
More take-home
Effective Rate Diff
6.4%
Rate difference

Tonawanda Town CDP, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Tonawanda Town CDP, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Tonawanda Town CDP
Austin
54 Moderate
Air Quality
52 Moderate
37.2%
Good Air Days
42.6%
98 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
11 days
Heat Days >95ยฐF
98 days
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
11 days
Heat Days >95ยฐF
98 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between New York and Texas on TaxTakeHome.com

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