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Cost of Living Comparison 2026

๐Ÿ“ Tonawanda Town CDP, NY โ€” COL adjusted from Cleveland, OH area + state data

$

Numbers update automatically as you type

You'd spend $1.6K/month more in Phoenix, AZ

$150.0K in your current city equals $168.7K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 20.8%
More expensive
Monthly Impact
$1,559
Extra cost
Annual Impact
$18.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tonawanda Town CDP, NY

Population:57K
Cost Index:100
Median Home:$128K

Phoenix, AZ

Population:1608K
Cost Index:121
Median Home:$414K

Tonawanda Town CDP, NY

The Empire State

57K
Population
State Tax
Yes

Located in New York, this city has a population of 57K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Tonawanda Town CDP, NY vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 60.9%
Tonawanda Town CDP, NY
$1,733
Phoenix, AZ
$2,788
Difference
$1,055
more
โšกAll Utilities
โ†‘ 18.4%
Tonawanda Town CDP, NY
$474
Phoenix, AZ
$561
Difference
$87.06
more
๐Ÿš—Transportation
โ†‘ 4.6%
Tonawanda Town CDP, NY
$1,423
Phoenix, AZ
$1,489
Difference
$65.56
more
๐Ÿ“ฆOther
โ†‘ 3.4%
Tonawanda Town CDP, NY
$1,622
Phoenix, AZ
$1,677
Difference
$55.14
more
๐ŸฅHealthcare
โ†‘ 9.5%
Tonawanda Town CDP, NY
$538
Phoenix, AZ
$589
Difference
$51.01
more
๐Ÿ›’Groceries
โ†“ 2.6%
Tonawanda Town CDP, NY
$989
Phoenix, AZ
$963
Difference
$26.14
less

๐Ÿ Rent Comparison

Studio
From$677
To$1,390
โ†‘ $713
1 Bed
From$782
To$1,510
โ†‘ $728
2 Bed
From$938
To$1,750
โ†‘ $812
3 Bed
From$1,250
To$2,330
โ†‘ $1,080
Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,780
Monthly in Tonawanda Town CDP, NY
$8,068
Monthly in Phoenix, AZ
$1,288
Difference

Home Values

Tonawanda Town CDP
Phoenix
-
Median Value
$414K
-
YoY Change
โ†“ -3.1%
-
5-Year Change
โ†‘ +30.2%
-
Price Range
$274K - $957K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $4.3K
Per year
Monthly Difference
$359
More take-home
Effective Rate Diff
2.9%
Rate difference

Tonawanda Town CDP, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Tonawanda Town CDP, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Tonawanda Town CDP
Phoenix
54 Moderate
Air Quality
77 Moderate
37.2%
Good Air Days
9%
98 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
11 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
11 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between New York and Arizona on TaxTakeHome.com

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