Toquerville, UT vs Pagosa Springs, CO: Cost of Living

Which city costs less?

Pagosa Springs, CO has a modeled overall cost index 8.1% lower than Toquerville, UT.

Toquerville, UT · modeled 2BR rent
$1,340 / month
Pagosa Springs, CO · modeled 2BR rent
$1,340 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Toquerville, UT and Pagosa Springs, CO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated savings: $926/month in Pagosa Springs, CO

$150,000 in your current city has a modeled equivalent of $138,886 in Pagosa Springs, CO

Regional cost estimates: Toquerville, UT uses North Las Vegas, NV. Pagosa Springs, CO uses Albuquerque, NM. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 8.1%
Less expensive
Monthly Impact
$926
Savings
Annual Impact
$11.1K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Toquerville, UT

Population:2K
Cost Index:
82.0
100 = national average
Typical Home:$585K

Pagosa Springs, CO

Population:2K
Cost Index:
75.4
100 = national average
Typical Home:$552K

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Toquerville, UT

The Beehive State

2K
Population
State Tax
Yes

Located in Utah, this city has a population of 2K residents.

Pagosa Springs, CO

The Centennial State

2K
Population
State Tax
Yes

Located in Colorado, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Toquerville, UT vs Pagosa Springs, CO

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 23.8%
Toquerville, UT
$2,406
Pagosa Springs, CO
$1,835
Difference
$572
less
Transportation
↓ 13.6%
Toquerville, UT
$1,381
Pagosa Springs, CO
$1,193
Difference
$188
less
Healthcare
↓ 13.9%
Toquerville, UT
$634
Pagosa Springs, CO
$546
Difference
$87.95
less
Groceries
↓ 7.9%
Toquerville, UT
$1,042
Pagosa Springs, CO
$960
Difference
$81.89
less
Other
↑ 0.6%
Toquerville, UT
$1,528
Pagosa Springs, CO
$1,537
Difference
$9.39
more
All Utilities
↓ 1.3%
Toquerville, UT
$509
Pagosa Springs, CO
$503
Difference
$6.39
less

🏠Rent Comparison

Studio
From$1,040
To$1,140
↑ $100
1 Bed
From$1,050
To$1,140
↑ $90.00
2 Bed
From$1,340
To$1,340
→ $0
3 Bed
From$1,780
To$1,860
↑ $80.00
Toquerville, UTZIP-level data

1BR range: $1,050–$1,050/mo

Pagosa Springs, COZIP-level data

1BR range: $1,140–$1,140/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Toquerville, UT
$6,574
Monthly in Pagosa Springs, CO
$926
Difference

Home Values

Toquerville
Pagosa Springs
$585K
Median Value
$552K
↑ +0.9%
YoY Change
↑ +0.2%
↑ +40.8%
5-Year Change
↑ +41.6%

Homes in Pagosa Springs are 6% less expensive than Toquerville

Calculate payment - ToquervilleCalculate payment - Pagosa Springs

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $675
Per year
Monthly Difference
$56.25
More take-home
Effective Rate Diff
0.5%
Rate difference

Toquerville, UT

Federal Income Tax
Effective: 18.9%
$25.5K
Utah State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Pagosa Springs, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Toquerville, UT Tax Rates

Sales Tax:7.4%
Property Tax:0.6%

Pagosa Springs, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Toquerville
Pagosa Springs
64 Moderate
Air Quality
61 Moderate
24.6%
Good Air Days
27.3%
100 Very High
Climate Risk
94 High
🔥🌊🌡
Top Hazards
🌊
▲+2.7°F
2050 Outlook
▲+3.0°F
144 days
Heat Days >95°F
63 days
▲+2.7°F
2050 Outlook
▲+3.0°F
144 days
Heat Days >95°F
63 days

Before moving from Toquerville, UT to Pagosa Springs, CO

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Pagosa Springs, CO for the same bedroom count and included utilities as your home in Toquerville, UT. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Toquerville to Pagosa Springs moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Pagosa Springs, CO by cost, housing, population and region.

Frequently Asked Questions: Toquerville, UT vs Pagosa Springs, CO

How do the cost estimates for Toquerville, UT and Pagosa Springs, CO compare?

Pagosa Springs, CO has a modeled overall cost index 8.1% lower than Toquerville, UT. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Toquerville, UT, the model estimates $138,886 in Pagosa Springs, CO. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Toquerville, UT and Pagosa Springs, CO?

The modeled two-bedroom rents are $1,340/month in Toquerville, UT and $1,340/month in Pagosa Springs, CO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Utah and Colorado on TaxTakeHome.com

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