Is Denver, CO cheaper than Torrance, CA?

Based on cost of living data, Denver, CO is 16.3% cheaper than Torrance, CA. This translates to saving $1224 per month.

What salary do I need in Denver, CO to live like I do in Torrance, CA?

If you earn $150,000 in Torrance, CA, you'd need approximately $135,311.63 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Torrance, CA and Denver, CO?

Housing in Denver, CO is 24.5% cheaper than in Torrance, CA. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $2,500/month in Torrance, CA.

How much can I save per month by moving from Torrance, CA to Denver, CO?

Moving from Torrance, CA to Denver, CO could save you approximately $1224 per month, or $14688 per year, based on a $150,000 salary.

Torrance, CA vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Torrance, CA — ZIP-level rent data · COL adjusted from Long Beach, CA area

Current salary in Torrance, CA

Numbers update automatically as you type

You'd save $1.2K/month moving to Denver, CO

$150.0K in your current city equals $135.3K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area

Overall Cost

↓ 16.3%

Less expensive

Monthly Impact

$1,224

Savings

Annual Impact

$14.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Torrance, CA

Population:139K

Cost Index:100

Median Home:$973K

Denver, CO

Population:716K

Cost Index:84

Median Home:$513K

Torrance, CA

The Golden State

139K

Population

State Tax

Yes

Located in California, this city has a population of 139K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Torrance, CA vs Denver, CO

Category	Torrance, CA	Denver, CO	Difference	Change
🏠Housing	$4,304/mo	$3,248/mo	↓ $1,056less	24.5%
🚗Transportation	$2,102/mo	$1,462/mo	↓ $640less	30.5%
📦Other	$1,679/mo	$1,774/mo	↑ $95.51more	5.7%
🏥Healthcare	$544/mo	$632/mo	↑ $87.84more	16.1%
⚡All Utilities	$550/mo	$519/mo	↓ $30.88less	5.6%
🛒Groceries	$1,025/mo	$1,029/mo	↑ $3.75more	0.4%

🏠Housing

↓ 24.5%

Torrance, CA

$4,304

Denver, CO

$3,248

Difference

$1,056

less

🚗Transportation

↓ 30.5%

Torrance, CA

$2,102

Denver, CO

$1,462

Difference

$640

less

📦Other

↑ 5.7%

Torrance, CA

$1,679

Denver, CO

$1,774

Difference

$95.51

🏥Healthcare

↑ 16.1%

Torrance, CA

$544

Denver, CO

$632

Difference

$87.84

⚡All Utilities

↓ 5.6%

Torrance, CA

$550

Denver, CO

$519

Difference

$30.88

less

🛒Groceries

↑ 0.4%

Torrance, CA

$1,025

Denver, CO

$1,029

Difference

$3.75

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Torrance, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,788

To$1,720

↓ $68.00

1 Bed

From$2,003

To$1,840

↓ $163

2 Bed

From$2,500

To$2,190

↓ $310

3 Bed

From$3,170

To$2,870

↓ $300

Torrance, CAZIP-level data

1BR range: $2,050–$2,530/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,204

Monthly in Torrance, CA

$8,665

Monthly in Denver, CO

$1,540

Difference

Home Values

Torrance

Denver

$973K

Median Value

$513K

↓ -0.7%

YoY Change

↓ -4.2%

↑ +27.7%

5-Year Change

↑ +13%

$726K - $1.38M

Price Range

$352K - $933K

Homes in Denver are 47% less expensive than Torrance

Calculate payment - Torrance Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.0K

Per year

Monthly Difference

$336

More take-home

Effective Rate Diff

2.7%

Rate difference

Torrance, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Torrance, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.