Toulon, IL vs Shelburn, IN: Cost of Living

Which city costs less?

Shelburn, IN has a modeled overall cost index 0.5% higher than Toulon, IL.

Toulon, IL · modeled 2BR rent
$920 / month
Shelburn, IN · modeled 2BR rent
$960 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Toulon, IL and Shelburn, IN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated savings: $359/month in Shelburn, IN

$150,000 in your current city has a modeled equivalent of $145,689 in Shelburn, IN

Regional cost estimates: Toulon, IL uses Chicago, IL. Shelburn, IN uses Indianapolis, IN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 0.5%
More expensive
Monthly Impact
$359
Savings
Annual Impact
$4.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Toulon, IL

Population:1K
Cost Index:
75.3
100 = national average
Typical Home:$140K

Shelburn, IN

Population:1K
Cost Index:
75.7
100 = national average
Typical Home:$150K

Planning the move to Shelburn?

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Toulon, IL

The Prairie State

1K
Population
State Tax
Yes

Located in Illinois, this city has a population of 1K residents.

Shelburn, IN

The Hoosier State

1K
Population
State Tax
Yes

Located in Indiana, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Toulon, IL vs Shelburn, IN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 20.6%
Toulon, IL
$2,362
Shelburn, IN
$1,875
Difference
$487
less
Other
↑ 13.0%
Toulon, IL
$1,504
Shelburn, IN
$1,700
Difference
$196
more
Transportation
↓ 11.7%
Toulon, IL
$1,438
Shelburn, IN
$1,270
Difference
$168
less
Healthcare
↑ 9.4%
Toulon, IL
$610
Shelburn, IN
$667
Difference
$57.50
more
All Utilities
↑ 8.2%
Toulon, IL
$532
Shelburn, IN
$576
Difference
$43.79
more
Groceries
↓ 0.2%
Toulon, IL
$1,055
Shelburn, IN
$1,053
Difference
$1.85
less

🏠Rent Comparison

Studio
From$670
To$710
↑ $40.00
1 Bed
From$720
To$730
↑ $10.00
2 Bed
From$920
To$960
↑ $40.00
3 Bed
From$1,190
To$1,160
↓ $30.00
Toulon, ILZIP-level data

1BR range: $720–$720/mo

Shelburn, INZIP-level data

1BR range: $730–$730/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Toulon, IL
$7,141
Monthly in Shelburn, IN
$359
Difference

Home Values

Toulon
Shelburn
$140K
Median Value
$150K
↑ +10.4%
YoY Change
↑ +2.6%
↑ +5.4%
5-Year Change
↑ +26.3%

Homes in Shelburn are 7% more expensive than Toulon

Calculate payment - ToulonCalculate payment - Shelburn

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.6K
Per year
Monthly Difference
$215
More take-home
Effective Rate Diff
1.7%
Rate difference

Toulon, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Shelburn, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Toulon, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Shelburn, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Toulon
Shelburn
54 Moderate
Air Quality
54 Moderate
35.8%
Good Air Days
36.6%
100 Very High
Climate Risk
97 High
🌊🌡🫨
Top Hazards
🌊🌡🌪
▲+3.2°F
2050 Outlook
▲+3.1°F
18 days
Heat Days >95°F
18 days
▲+3.2°F
2050 Outlook
▲+3.1°F
18 days
Heat Days >95°F
18 days

Before moving from Toulon, IL to Shelburn, IN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Shelburn, IN for the same bedroom count and included utilities as your home in Toulon, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Toulon to Shelburn moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Shelburn, IN by cost, housing, population and region.

Frequently Asked Questions: Toulon, IL vs Shelburn, IN

How do the cost estimates for Toulon, IL and Shelburn, IN compare?

Shelburn, IN has a modeled overall cost index 0.5% higher than Toulon, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Toulon, IL, the model estimates $145,689 in Shelburn, IN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Toulon, IL and Shelburn, IN?

The modeled two-bedroom rents are $920/month in Toulon, IL and $960/month in Shelburn, IN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Indiana on TaxTakeHome.com

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