Towanda, PA vs Rouses Point, NY: Cost of Living

Which city costs less?

Rouses Point, NY has a modeled overall cost index 3.5% higher than Towanda, PA.

Towanda, PA · modeled 2BR rent
$1,080 / month
Rouses Point, NY · modeled 2BR rent
$1,080 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Towanda, PA and Rouses Point, NY using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $389/month in Rouses Point, NY

$150,000 in your current city has a modeled equivalent of $154,670 in Rouses Point, NY

Regional cost estimates: Towanda, PA uses Newark, NJ. Rouses Point, NY uses Boston, MA. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 3.5%
More expensive
Monthly Impact
$389
Extra cost
Annual Impact
$4.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Towanda, PA

Population:3K
Cost Index:
80.9
100 = national average
Typical Home:$190K

Rouses Point, NY

Population:2K
Cost Index:
83.7
100 = national average
Typical Home:$201K

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Towanda, PA

The Keystone State

3K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 3K residents.

Rouses Point, NY

The Empire State

2K
Population
State Tax
Yes

Located in New York, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Towanda, PA vs Rouses Point, NY

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 75.1%
Towanda, PA
$1,814
Rouses Point, NY
$3,177
Difference
$1,363
more
Other
↓ 32.4%
Towanda, PA
$1,806
Rouses Point, NY
$1,221
Difference
$585
less
Transportation
↓ 14.0%
Towanda, PA
$1,425
Rouses Point, NY
$1,225
Difference
$200
less
Groceries
↓ 14.9%
Towanda, PA
$1,133
Rouses Point, NY
$963
Difference
$169
less
Healthcare
↓ 6.3%
Towanda, PA
$709
Rouses Point, NY
$664
Difference
$44.93
less
All Utilities
↑ 4.1%
Towanda, PA
$614
Rouses Point, NY
$639
Difference
$25.29
more

🏠Rent Comparison

Studio
From$850
To$860
↑ $10.00
1 Bed
From$850
To$860
↑ $10.00
2 Bed
From$1,080
To$1,080
→ $0
3 Bed
From$1,360
To$1,310
↓ $50.00
Towanda, PAZIP-level data

1BR range: $850–$850/mo

Rouses Point, NYZIP-level data

1BR range: $860–$860/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Towanda, PA
$7,889
Monthly in Rouses Point, NY
$389
Difference

Home Values

Towanda
Rouses Point
$190K
Median Value
$201K
↑ +1.5%
YoY Change
↑ +2%
↑ +30.8%
5-Year Change
↑ +35.4%

Homes in Rouses Point are 6% more expensive than Towanda

Calculate payment - TowandaCalculate payment - Rouses Point

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.9K
More taxes
Monthly Difference
$412
Less take-home
Effective Rate Diff
3.3%
Rate difference

Towanda, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Rouses Point, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Additional Tax Information

Towanda, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

Rouses Point, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Towanda
Rouses Point
N/A
Air Quality
36 Good
-
Good Air Days
79.5%
98 High
Climate Risk
94 Moderate
🌊🌡🌪
Top Hazards
🌊🌅🌀
▲+2.9°F
2050 Outlook
▲+2.5°F
15 days
Heat Days >95°F
6 days
▲+2.9°F
2050 Outlook
▲+2.5°F
15 days
Heat Days >95°F
6 days

Before moving from Towanda, PA to Rouses Point, NY

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Rouses Point, NY for the same bedroom count and included utilities as your home in Towanda, PA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Towanda to Rouses Point moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Rouses Point, NY by cost, housing, population and region.

Frequently Asked Questions: Towanda, PA vs Rouses Point, NY

How do the cost estimates for Towanda, PA and Rouses Point, NY compare?

Rouses Point, NY has a modeled overall cost index 3.5% higher than Towanda, PA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Towanda, PA, the model estimates $154,670 in Rouses Point, NY. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Towanda, PA and Rouses Point, NY?

The modeled two-bedroom rents are $1,080/month in Towanda, PA and $1,080/month in Rouses Point, NY. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Pennsylvania and New York on TaxTakeHome.com

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