Traverse City, MI vs Oregon, WI: Cost of Living

Which city costs less?

Oregon, WI has a modeled overall cost index 20.6% higher than Traverse City, MI.

Traverse City, MI · modeled 2BR rent
$1,380 / month
Oregon, WI · modeled 2BR rent
$1,500 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Traverse City, MI and Oregon, WI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $1,320/month in Oregon, WI

$150,000 in your current city has a modeled equivalent of $165,846 in Oregon, WI

Regional cost estimates: Traverse City, MI uses Milwaukee, WI. Oregon, WI uses Madison, WI. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 20.6%
More expensive
Monthly Impact
$1,320
Extra cost
Annual Impact
$15.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Traverse City, MI

Population:16K
Cost Index:
81.1
100 = national average
Typical Home:$467K

Oregon, WI

Population:12K
Cost Index:
97.8
100 = national average
Typical Home:$480K

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Traverse City, MI

The Great Lakes State

16K
Population
State Tax
Yes

Located in Michigan, this city has a population of 16K residents.

Oregon, WI

The Badger State

12K
Population
State Tax
Yes

Located in Wisconsin, this city has a population of 12K residents.

Cost Breakdown by Category

Estimated monthly spending: Traverse City, MI vs Oregon, WI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 49.8%
Traverse City, MI
$1,838
Oregon, WI
$2,753
Difference
$915
more
Other
↑ 16.5%
Traverse City, MI
$1,707
Oregon, WI
$1,989
Difference
$282
more
Transportation
↑ 4.6%
Traverse City, MI
$1,495
Oregon, WI
$1,563
Difference
$68.03
more
Groceries
↑ 2.3%
Traverse City, MI
$1,079
Oregon, WI
$1,104
Difference
$24.29
more
Healthcare
↑ 2.3%
Traverse City, MI
$809
Oregon, WI
$827
Difference
$18.20
more
All Utilities
↑ 2.3%
Traverse City, MI
$572
Oregon, WI
$585
Difference
$12.87
more

🏠Rent Comparison

Studio
From$1,120
To$1,120
→ $0
1 Bed
From$1,190
To$1,310
↑ $120
2 Bed
From$1,380
To$1,500
↑ $120
3 Bed
From$1,750
To$1,980
↑ $230
Traverse City, MIZIP-level data

1BR range: $1,190–$1,190/mo

Oregon, WIZIP-level data

1BR range: $1,310–$1,310/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Traverse City, MI
$8,820
Monthly in Oregon, WI
$1,320
Difference

Home Values

Traverse City
Oregon
$467K
Median Value
$480K
↓ -0.2%
YoY Change
↑ +2.6%
↑ +46.2%
5-Year Change
↑ +39.5%

Homes in Oregon are 3% more expensive than Traverse City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $2.5K
More taxes
Monthly Difference
$206
Less take-home
Effective Rate Diff
1.6%
Rate difference

Traverse City, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Oregon, WI

Federal Income Tax
Effective: 18.9%
$25.5K
Wisconsin State Tax
Effective: 5.9%
$8.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,678/month
$104.1K

Additional Tax Information

Traverse City, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Oregon, WI Tax Rates

Sales Tax:5.6%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Traverse City
Oregon
43 Good
Air Quality
42 Good
68.6%
Good Air Days
72.1%
98 High
Climate Risk
94 Moderate
🌊🌡🌪
Top Hazards
🌊🌪💨
▲+3.3°F
2050 Outlook
▲+3.4°F
13 days
Heat Days >95°F
10 days
▲+3.3°F
2050 Outlook
▲+3.4°F
13 days
Heat Days >95°F
10 days

Before moving from Traverse City, MI to Oregon, WI

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Oregon, WI for the same bedroom count and included utilities as your home in Traverse City, MI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Traverse City to Oregon moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Oregon, WI by cost, housing, population and region.

Frequently Asked Questions: Traverse City, MI vs Oregon, WI

How do the cost estimates for Traverse City, MI and Oregon, WI compare?

Oregon, WI has a modeled overall cost index 20.6% higher than Traverse City, MI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Traverse City, MI, the model estimates $165,846 in Oregon, WI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Traverse City, MI and Oregon, WI?

The modeled two-bedroom rents are $1,380/month in Traverse City, MI and $1,500/month in Oregon, WI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Michigan and Wisconsin on TaxTakeHome.com

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