Is San Antonio, TX cheaper than Trenton, NJ?

Based on cost of living data, San Antonio, TX is 4.1% cheaper than Trenton, NJ. This translates to saving $307 per month.

What salary do I need in San Antonio, TX to live like I do in Trenton, NJ?

If you earn $150,000 in Trenton, NJ, you'd need approximately $146,311.994 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Trenton, NJ and San Antonio, TX?

Housing in San Antonio, TX is 7.6% more expensive than in Trenton, NJ. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,458/month in Trenton, NJ.

How much can I save per month by moving from Trenton, NJ to San Antonio, TX?

Moving from Trenton, NJ to San Antonio, TX could save you approximately $307 per month, or $3688 per year, based on a $150,000 salary.

Trenton, NJ vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Trenton, NJ — ZIP-level rent data · COL adjusted from Philadelphia, PA area

Current salary in Trenton, NJ

Numbers update automatically as you type

You'd save $307/month moving to San Antonio, TX

$150.0K in your current city equals $146.3K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area

Overall Cost

↓ 4.1%

Less expensive

Monthly Impact

$307

Savings

Annual Impact

$3.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Trenton, NJ

Population:90K

Cost Index:100

Median Home:$286K

San Antonio, TX

Population:1547K

Cost Index:96

Median Home:$215K

Trenton, NJ

The Garden State

90K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 90K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Trenton, NJ vs San Antonio, TX

Category	Trenton, NJ	San Antonio, TX	Difference	Change
🛒Groceries	$1,069/mo	$913/mo	↓ $156less	14.6%
🏠Housing	$1,952/mo	$2,100/mo	↑ $148more	7.6%
⚡All Utilities	$587/mo	$496/mo	↓ $91.70less	15.6%
🏥Healthcare	$588/mo	$527/mo	↓ $61.31less	10.4%
🚗Transportation	$1,332/mo	$1,287/mo	↓ $45.26less	3.4%
📦Other	$1,664/mo	$1,647/mo	↓ $16.56less	1.0%

🛒Groceries

↓ 14.6%

Trenton, NJ

$1,069

San Antonio, TX

$913

Difference

$156

less

🏠Housing

↑ 7.6%

Trenton, NJ

$1,952

San Antonio, TX

$2,100

Difference

$148

⚡All Utilities

↓ 15.6%

Trenton, NJ

$587

San Antonio, TX

$496

Difference

$91.70

less

🏥Healthcare

↓ 10.4%

Trenton, NJ

$588

San Antonio, TX

$527

Difference

$61.31

less

🚗Transportation

↓ 3.4%

Trenton, NJ

$1,332

San Antonio, TX

$1,287

Difference

$45.26

less

📦Other

↓ 1.0%

Trenton, NJ

$1,664

San Antonio, TX

$1,647

Difference

$16.56

less

🏠Rent Comparison

Studio

From$1,004

To$1,110

↑ $106

1 Bed

From$1,156

To$1,210

↑ $54.00

2 Bed

From$1,458

To$1,470

↑ $12.00

3 Bed

From$1,753

To$1,890

↑ $137

Trenton, NJZIP-level data

1BR range: $1,450–$1,540/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,192

Monthly in Trenton, NJ

$6,969

Monthly in San Antonio, TX

$223

Difference

Home Values

Trenton

San Antonio

$286K

Median Value

$215K

↓ -1.9%

YoY Change

↓ -2.9%

↑ +54.9%

5-Year Change

↑ +16.7%

$267K - $305K

Price Range

$107K - $905K

Homes in San Antonio are 25% less expensive than Trenton

Calculate payment - Trenton Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.4K

Per year

Monthly Difference

$619

More take-home

Effective Rate Diff

5.0%

Rate difference

Trenton, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Trenton, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.