Troy, NY vs Lewiston, ME: Cost of Living

Which city costs less?

Lewiston, ME has a modeled overall cost index 3.4% higher than Troy, NY.

Troy, NY · modeled 2BR rent: $1,565 / month
Lewiston, ME · modeled 2BR rent: $1,570 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Troy, NY and Lewiston, ME using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Troy, NY

Numbers update automatically as you type

Estimated extra cost: $219/month in Lewiston, ME

$150,000 in your current city has a modeled equivalent of $152,631 in Lewiston, ME

Regional cost estimates: Troy, NY uses Boston, MA. Lewiston, ME uses Boston, MA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 3.4%

More expensive

Monthly Impact

$219

Extra cost

Annual Impact

$2.6K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Troy, NY

Population:51K

Cost Index:

99.4

100 = national average

Typical Home:$269K

Lewiston, ME

Population:38K

Cost Index:

102.7

100 = national average

Typical Home:$286K

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Troy, NY

The Empire State

51K

Population

State Tax

Yes

Located in New York, this city has a population of 51K residents.

Lewiston, ME

The Pine Tree State

38K

Population

State Tax

Yes

Located in Maine, this city has a population of 38K residents.

Cost Breakdown by Category

Estimated monthly spending: Troy, NY vs Lewiston, ME

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Troy, NY	Lewiston, ME	Difference	Change
Housing	$3,093/mo	$3,198/mo	↑ $105more	3.4%
Transportation	$1,193/mo	$1,233/mo	↑ $40.36more	3.4%
Other	$1,189/mo	$1,229/mo	↑ $40.24more	3.4%
Groceries	$861/mo	$875/mo	↑ $14.45more	1.7%
Healthcare	$593/mo	$603/mo	↑ $9.95more	1.7%
All Utilities	$571/mo	$581/mo	↑ $9.58more	1.7%

Housing

↑ 3.4%

Troy, NY

$3,093

Lewiston, ME

$3,198

Difference

$105

Transportation

↑ 3.4%

Troy, NY

$1,193

Lewiston, ME

$1,233

Difference

$40.36

Other

↑ 3.4%

Troy, NY

$1,189

Lewiston, ME

$1,229

Difference

$40.24

Groceries

↑ 1.7%

Troy, NY

$861

Lewiston, ME

$875

Difference

$14.45

Healthcare

↑ 1.7%

Troy, NY

$593

Lewiston, ME

$603

Difference

$9.95

All Utilities

↑ 1.7%

Troy, NY

$571

Lewiston, ME

$581

Difference

$9.58

🏠Rent Comparison

Studio

From$1,120

To$1,130

↑ $10.00

1 Bed

From$1,305

To$1,210

↓ $95.00

2 Bed

From$1,565

To$1,570

↑ $5.00

3 Bed

From$1,875

To$2,030

↑ $155

Troy, NYZIP-level data

1BR range: $1,210–$1,400/mo

Lewiston, MEZIP-level data

1BR range: $1,210–$1,210/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Troy, NY

$7,719

Monthly in Lewiston, ME

$219

Difference

Home Values

Troy

Lewiston

$269K

Median Value

$286K

↑ +3.8%

YoY Change

↑ +2.3%

↑ +39%

5-Year Change

↑ +60.6%

$249K - $289K

Price Range

$286K

Homes in Lewiston are 6% more expensive than Troy

Calculate payment - Troy Calculate payment - Lewiston

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $746

More taxes

Monthly Difference

$62.14

Less take-home

Effective Rate Diff

0.5%

Rate difference

Troy, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Lewiston, ME

Federal Income Tax

Effective: 18.9%

$25.5K

Maine State Tax

Effective: 6.9%

$10.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.5%

$47.3K

Take-Home Pay

$8,558/month

$102.7K

Additional Tax Information

Troy, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Lewiston, ME Tax Rates

Sales Tax:5.5%

Property Tax:1.3%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Troy

Lewiston

36 Good

Air Quality

36 Good

79.5%

Good Air Days

79.5%

94 Moderate

Climate Risk

94 Moderate

🌊🌅🌀

Top Hazards

🌊🌅🌀

▲+2.5°F

2050 Outlook

▲+2.5°F

6 days

Heat Days >95°F

6 days

▲+2.5°F

2050 Outlook

▲+2.5°F

6 days

Heat Days >95°F

6 days

Before moving from Troy, NY to Lewiston, ME

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Lewiston, ME for the same bedroom count and included utilities as your home in Troy, NY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Troy to Lewiston moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Lewiston, ME by cost, housing, population and region.

Frequently Asked Questions: Troy, NY vs Lewiston, ME

How do the cost estimates for Troy, NY and Lewiston, ME compare?

Lewiston, ME has a modeled overall cost index 3.4% higher than Troy, NY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Troy, NY, the model estimates $152,631 in Lewiston, ME. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Troy, NY and Lewiston, ME?

The modeled two-bedroom rents are $1,565/month in Troy, NY and $1,570/month in Lewiston, ME. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New York and Maine on TaxTakeHome.com