Cost of Living Comparison 2026
📍 Troy, OH — ZIP-level rent data · COL adjusted from Cincinnati, OH area
Numbers update automatically as you type
You'd save $125/month moving to Indianapolis, IN
$150.0K in your current city equals $148.5K in Indianapolis, IN
Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.
Troy, OH
Indianapolis, IN
Troy, OH
The Buckeye State
Located in Ohio, this city has a population of 27K residents.
Indianapolis, IN
The Hoosier State
Located in Indiana, this city has a population of 888K residents.
Cost Breakdown by Category
Annual spending: Troy, OH vs Indianapolis, IN
| Category | Troy, OH | Indianapolis, IN | Difference | Change |
|---|---|---|---|---|
🏠Housing | $1,860/mo | $1,949/mo | ↑ $89.03more | 4.8% |
⚡All Utilities | $463/mo | $503/mo | ↑ $39.63more | 8.6% |
🏥Healthcare | $562/mo | $582/mo | ↑ $20.26more | 3.6% |
🚗Transportation | $1,209/mo | $1,188/mo | ↓ $20.13less | 1.7% |
📦Other | $1,598/mo | $1,590/mo | ↓ $7.23less | 0.5% |
🛒Groceries | $917/mo | $919/mo | ↑ $2.72more | 0.3% |
🏛️ Local Income Taxes
Troy, OH has no local income tax.
Local taxes are in addition to state income tax. Not all cities levy local income taxes.
🏠Rent Comparison
1BR range: $940–$940/mo
1BR range: $1,080–$1,870/mo
💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.
Home Values
Homes in Indianapolis are 36% less expensive than Troy
Source: Zillow Home Value Index (ZHVI), January 2026
Tax Comparison
Annual tax burden comparison at $150.0K salary
Troy, OH
Indianapolis, IN
Additional Tax Information
Troy, OH Tax Rates
Indianapolis, IN Tax Rates
💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.
Environment
💰 See how taxes change too — compare take-home pay between Ohio and Indiana on TaxTakeHome.com
Where your money goes further
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