Is Amarillo, TX cheaper than Tucson, AZ?

Based on cost of living data, Amarillo, TX is 4.8% cheaper than Tucson, AZ. This translates to saving $362 per month.

What salary do I need in Amarillo, TX to live like I do in Tucson, AZ?

If you earn $150,000 in Tucson, AZ, you'd need approximately $145,659.341 in Amarillo, TX to maintain the same standard of living.

How does housing cost compare between Tucson, AZ and Amarillo, TX?

Housing in Amarillo, TX is 7.6% cheaper than in Tucson, AZ. For a two-bedroom apartment, rent is $1,264/month in Amarillo, TX compared to $1,460/month in Tucson, AZ.

How much can I save per month by moving from Tucson, AZ to Amarillo, TX?

Moving from Tucson, AZ to Amarillo, TX could save you approximately $362 per month, or $4341 per year, based on a $150,000 salary.

Tucson, AZ vs Amarillo, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Tucson, AZ

Numbers update automatically as you type

You'd save $362/month moving to Amarillo, TX

$150.0K in your current city equals $145.7K in Amarillo, TX

Rent data from HUD ZIP-level estimates · COL index from Tucson, AZ area

Overall Cost

↓ 4.8%

Less expensive

Monthly Impact

$362

Savings

Annual Impact

$4.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tucson, AZ

Population:548K

Cost Index:

100

100 = national average

Median Home:$327K

Amarillo, TX

Population:202K

Cost Index:

(5% below avg)

Median Home:$165K

Tucson, AZ

The Grand Canyon State

548K

Population

State Tax

Yes

Located in Arizona, this city has a population of 548K residents.

Amarillo, TX

The Lone Star State

202K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 202K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Tucson, AZ vs Amarillo, TX

Category	Tucson, AZ	Amarillo, TX	Difference	Change
Other	$1,858/mo	$1,670/mo	↓ $188less	10.1%
Housing	$2,287/mo	$2,114/mo	↓ $173less	7.6%
Groceries	$1,029/mo	$957/mo	↓ $71.83less	7.0%
Transportation	$1,325/mo	$1,348/mo	↑ $23.17more	1.7%
Healthcare	$570/mo	$548/mo	↓ $21.55less	3.8%
All Utilities	$486/mo	$506/mo	↑ $20.15more	4.1%

Other

↓ 10.1%

Tucson, AZ

$1,858

Amarillo, TX

$1,670

Difference

$188

less

Housing

↓ 7.6%

Tucson, AZ

$2,287

Amarillo, TX

$2,114

Difference

$173

less

Groceries

↓ 7.0%

Tucson, AZ

$1,029

Amarillo, TX

$957

Difference

$71.83

less

Transportation

↑ 1.7%

Tucson, AZ

$1,325

Amarillo, TX

$1,348

Difference

$23.17

Healthcare

↓ 3.8%

Tucson, AZ

$570

Amarillo, TX

$548

Difference

$21.55

less

All Utilities

↑ 4.1%

Tucson, AZ

$486

Amarillo, TX

$506

Difference

$20.15

🏠Rent Comparison

Studio

From$1,010

To$889

↓ $121

1 Bed

From$1,130

To$1,030

↓ $100

2 Bed

From$1,460

To$1,264

↓ $196

3 Bed

From$2,030

To$1,719

↓ $311

Tucson, AZZIP-level data

1BR range: $830–$1,620/mo

Amarillo, TXZIP-level data

1BR range: $860–$1,110/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,556

Monthly in Tucson, AZ

$7,145

Monthly in Amarillo, TX

$411

Difference

Home Values

Tucson

Amarillo

$327K

Median Value

$165K

↓ -3%

YoY Change

↑ +1.3%

↑ +29.6%

5-Year Change

↑ +32.4%

$229K - $722K

Price Range

$106K - $375K

Homes in Amarillo are 50% less expensive than Tucson

Calculate payment - Tucson Calculate payment - Amarillo

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.2K

Per year

Monthly Difference

$436

More take-home

Effective Rate Diff

3.5%

Rate difference

Tucson, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Amarillo, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Tucson, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

Amarillo, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.