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Cost of Living Comparison 2026

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You'd spend $862/month more in Charlotte, NC

$150.0K in your current city equals $160.3K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Tulsa, OK area
Overall Cost
11.5%
More expensive
Monthly Impact
$862
Extra cost
Annual Impact
$10.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tulsa, OK

Population:413K
Cost Index:100
Median Home:$187K

Charlotte, NC

Population:875K
Cost Index:111
Median Home:$399K

Tulsa, OK

The Sooner State

413K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 413K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Major banking center
  • NASCAR headquarters
  • Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Tulsa, OK vs Charlotte, NC

🏠Housing
30.1%
Tulsa, OK
$1,897
Charlotte, NC
$2,469
Difference
$572
more
🏥Healthcare
21.2%
Tulsa, OK
$527
Charlotte, NC
$638
Difference
$112
more
🛒Groceries
8.8%
Tulsa, OK
$909
Charlotte, NC
$989
Difference
$79.94
more
🚗Transportation
3.3%
Tulsa, OK
$1,243
Charlotte, NC
$1,202
Difference
$40.98
less
📦Other
2.0%
Tulsa, OK
$1,674
Charlotte, NC
$1,707
Difference
$33.48
more
All Utilities
6.7%
Tulsa, OK
$486
Charlotte, NC
$519
Difference
$32.79
more

🏠Rent Comparison

Studio
From$940
To$1,630
$690
1 Bed
From$995
To$1,710
$715
2 Bed
From$1,225
To$1,870
$645
3 Bed
From$1,615
To$2,300
$685
Tulsa, OKZIP-level data

1BR range: $780$1,360/mo

Charlotte, NCZIP-level data

1BR range: $1,340$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,736
Monthly in Tulsa, OK
$7,525
Monthly in Charlotte, NC
$788
Difference

Home Values

Tulsa
Charlotte
$187K
Median Value
$399K
↑ +2.1%
YoY Change
↓ -1.1%
↑ +37%
5-Year Change
↑ +40.8%
$82K - $419K
Price Range
$293K - $1.57M

Homes in Charlotte are 113% more expensive than Tulsa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$154
Per year
Monthly Difference
$12.84
More take-home
Effective Rate Diff
0.1%
Rate difference

Tulsa, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Tulsa, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Tulsa
Charlotte
51 Moderate
Air Quality
51 Moderate
48.4%
Good Air Days
46.2%
98 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🌪💨
+3.0°F
2050 Outlook
+2.9°F
61 days
Heat Days >95°F
36 days
+3.0°F
2050 Outlook
+2.9°F
61 days
Heat Days >95°F
36 days

💰 See how taxes change too — compare take-home pay between Oklahoma and North Carolina on TaxTakeHome.com

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