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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $86.21/month more in El Paso, TX

$150.0K in your current city equals $151.0K in El Paso, TX

Rent data from HUD ZIP-level estimates ยท COL index from Tulsa, OK area
Overall Cost
โ†‘ 1.1%
More expensive
Monthly Impact
$86.21
Extra cost
Annual Impact
$1.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tulsa, OK

Population:413K
Cost Index:
100
100 = national average
Median Home:$187K

El Paso, TX

Population:679K
Cost Index:
101
(1% above avg)
Median Home:$216K

Tulsa, OK

The Sooner State

413K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 413K residents.

El Paso, TX

The Lone Star State

679K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 679K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Tulsa, OK vs El Paso, TX

Housing
โ†‘ 6.8%
Tulsa, OK
$1,897
El Paso, TX
$2,027
Difference
$130
more
Other
โ†“ 2.0%
Tulsa, OK
$1,674
El Paso, TX
$1,641
Difference
$33.48
less
Groceries
โ†‘ 3.3%
Tulsa, OK
$909
El Paso, TX
$939
Difference
$29.98
more
Healthcare
โ†“ 4.7%
Tulsa, OK
$527
El Paso, TX
$502
Difference
$24.78
less
Transportation
โ†’ 0.0%
Tulsa, OK
$1,243
El Paso, TX
$1,243
Difference
$0
same
All Utilities
โ†’ 0.0%
Tulsa, OK
$486
El Paso, TX
$486
Difference
$0
same

๐Ÿ Rent Comparison

Studio
From$940
To$800
โ†“ $140
1 Bed
From$995
To$990
โ†“ $5.00
2 Bed
From$1,225
To$1,160
โ†“ $65.00
3 Bed
From$1,615
To$1,590
โ†“ $25.00
Tulsa, OKZIP-level data

1BR range: $780โ€“$1,360/mo

El Paso, TXZIP-level data

1BR range: $920โ€“$1,330/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,736
Monthly in Tulsa, OK
$6,838
Monthly in El Paso, TX
$102
Difference

Home Values

Tulsa
El Paso
$187K
Median Value
$216K
โ†‘ +2.1%
YoY Change
โ†‘ +1.1%
โ†‘ +37%
5-Year Change
โ†‘ +42%
$82K - $419K
Price Range
$137K - $405K

Homes in El Paso are 16% more expensive than Tulsa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.3K
Per year
Monthly Difference
$607
More take-home
Effective Rate Diff
4.9%
Rate difference

Tulsa, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

El Paso, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Tulsa, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

El Paso, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Tulsa
El Paso
51 Moderate
Air Quality
67 Moderate
48.4%
Good Air Days
22.1%
98 High
Climate Risk
95 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒกโ˜€
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
61 days
Heat Days >95ยฐF
97 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
61 days
Heat Days >95ยฐF
97 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Oklahoma and Texas on TaxTakeHome.com

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