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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $517/month moving to Laredo, TX

$150.0K in your current city equals $143.8K in Laredo, TX

Rent data from HUD ZIP-level estimates ยท COL index from Tulsa, OK area
Overall Cost
โ†“ 6.9%
Less expensive
Monthly Impact
$517
Savings
Annual Impact
$6.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tulsa, OK

Population:413K
Cost Index:
100
100 = national average
Median Home:$187K

Laredo, TX

Population:255K
Cost Index:
93
(7% below avg)
Median Home:$187K

Tulsa, OK

The Sooner State

413K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 413K residents.

Laredo, TX

The Lone Star State

255K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 255K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Tulsa, OK vs Laredo, TX

Housing
โ†“ 11.0%
Tulsa, OK
$1,897
Laredo, TX
$1,689
Difference
$208
less
Other
โ†“ 7.0%
Tulsa, OK
$1,674
Laredo, TX
$1,557
Difference
$117
less
Transportation
โ†‘ 3.3%
Tulsa, OK
$1,243
Laredo, TX
$1,284
Difference
$40.98
more
Healthcare
โ†“ 4.7%
Tulsa, OK
$527
Laredo, TX
$502
Difference
$24.78
less
All Utilities
โ†‘ 1.1%
Tulsa, OK
$486
Laredo, TX
$492
Difference
$5.46
more
Groceries
โ†’ 0.0%
Tulsa, OK
$909
Laredo, TX
$909
Difference
$0
same

๐Ÿ Rent Comparison

Studio
From$940
To$965
โ†‘ $25.00
1 Bed
From$995
To$970
โ†“ $25.00
2 Bed
From$1,225
To$1,170
โ†“ $55.00
3 Bed
From$1,615
To$1,510
โ†“ $105
Tulsa, OKZIP-level data

1BR range: $780โ€“$1,360/mo

Laredo, TXZIP-level data

1BR range: $960โ€“$980/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,736
Monthly in Tulsa, OK
$6,433
Monthly in Laredo, TX
$303
Difference

Home Values

Tulsa
Laredo
$187K
Median Value
$187K
โ†‘ +2.1%
YoY Change
โ†‘ +1.9%
โ†‘ +37%
5-Year Change
โ†‘ +3.4%
$82K - $419K
Price Range
$132K - $241K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.3K
Per year
Monthly Difference
$607
More take-home
Effective Rate Diff
4.9%
Rate difference

Tulsa, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Laredo, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Tulsa, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

Laredo, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Tulsa
Laredo
51 Moderate
Air Quality
45 Good
48.4%
Good Air Days
57.7%
98 High
Climate Risk
89 Moderate
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒก
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
61 days
Heat Days >95ยฐF
151 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
61 days
Heat Days >95ยฐF
151 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Oklahoma and Texas on TaxTakeHome.com

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