MoveNumbers
Tap to swap

Cost of Living Comparison 2026

$

Numbers update automatically as you type

You'd spend $1.4K/month more in Phoenix, AZ

$150.0K in your current city equals $166.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Tulsa, OK area
Overall Cost
18.6%
More expensive
Monthly Impact
$1,397
Extra cost
Annual Impact
$16.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tulsa, OK

Population:413K
Cost Index:100
Median Home:$187K

Phoenix, AZ

Population:1608K
Cost Index:119
Median Home:$414K

Tulsa, OK

The Sooner State

413K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 413K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • Fastest growing major city
  • Desert metropolis
  • Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Tulsa, OK vs Phoenix, AZ

🏠Housing
47.0%
Tulsa, OK
$1,897
Phoenix, AZ
$2,788
Difference
$891
more
🚗Transportation
19.8%
Tulsa, OK
$1,243
Phoenix, AZ
$1,489
Difference
$246
more
All Utilities
15.4%
Tulsa, OK
$486
Phoenix, AZ
$561
Difference
$74.86
more
🏥Healthcare
11.8%
Tulsa, OK
$527
Phoenix, AZ
$589
Difference
$61.96
more
🛒Groceries
5.9%
Tulsa, OK
$909
Phoenix, AZ
$963
Difference
$53.96
more
📦Other
0.2%
Tulsa, OK
$1,674
Phoenix, AZ
$1,677
Difference
$3.35
more

🏠Rent Comparison

Studio
From$940
To$1,390
$450
1 Bed
From$995
To$1,510
$515
2 Bed
From$1,225
To$1,750
$525
3 Bed
From$1,615
To$2,330
$715
Tulsa, OKZIP-level data

1BR range: $780$1,360/mo

Phoenix, AZZIP-level data

1BR range: $1,300$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,736
Monthly in Tulsa, OK
$8,068
Monthly in Phoenix, AZ
$1,331
Difference

Home Values

Tulsa
Phoenix
$187K
Median Value
$414K
↑ +2.1%
YoY Change
↓ -3.1%
↑ +37%
5-Year Change
↑ +30.2%
$82K - $419K
Price Range
$274K - $957K

Homes in Phoenix are 122% more expensive than Tulsa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$2.0K
Per year
Monthly Difference
$171
More take-home
Effective Rate Diff
1.4%
Rate difference

Tulsa, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Tulsa, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Tulsa
Phoenix
51 Moderate
Air Quality
77 Moderate
48.4%
Good Air Days
9%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌡
+3.0°F
2050 Outlook
+2.7°F
61 days
Heat Days >95°F
162 days
+3.0°F
2050 Outlook
+2.7°F
61 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between Oklahoma and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

Other cities in a similar price range

Want to compare different cities?

New Comparison