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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $345/month more in San Antonio, TX

$150.0K in your current city equals $154.1K in San Antonio, TX

Rent data from HUD ZIP-level estimates ยท COL index from Tulsa, OK area
Overall Cost
โ†‘ 4.6%
More expensive
Monthly Impact
$345
Extra cost
Annual Impact
$4.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tulsa, OK

Population:413K
Cost Index:
100
100 = national average
Median Home:$187K

San Antonio, TX

Population:1547K
Cost Index:
105
(5% above avg)
Median Home:$215K

Tulsa, OK

The Sooner State

413K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 413K residents.

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Tulsa, OK vs San Antonio, TX

Housing
โ†‘ 10.7%
Tulsa, OK
$1,897
San Antonio, TX
$2,100
Difference
$203
more
Transportation
โ†‘ 3.5%
Tulsa, OK
$1,243
San Antonio, TX
$1,287
Difference
$43.71
more
Other
โ†“ 1.6%
Tulsa, OK
$1,674
San Antonio, TX
$1,647
Difference
$26.78
less
All Utilities
โ†‘ 1.9%
Tulsa, OK
$486
San Antonio, TX
$496
Difference
$9.29
more
Groceries
โ†‘ 0.4%
Tulsa, OK
$909
San Antonio, TX
$913
Difference
$4.00
more
Healthcare
โ†’ 0.0%
Tulsa, OK
$527
San Antonio, TX
$527
Difference
$0
same

๐Ÿ Rent Comparison

Studio
From$940
To$1,110
โ†‘ $170
1 Bed
From$995
To$1,210
โ†‘ $215
2 Bed
From$1,225
To$1,470
โ†‘ $245
3 Bed
From$1,615
To$1,890
โ†‘ $275
Tulsa, OKZIP-level data

1BR range: $780โ€“$1,360/mo

San Antonio, TXZIP-level data

1BR range: $840โ€“$1,770/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,736
Monthly in Tulsa, OK
$6,969
Monthly in San Antonio, TX
$233
Difference

Home Values

Tulsa
San Antonio
$187K
Median Value
$215K
โ†‘ +2.1%
YoY Change
โ†“ -2.9%
โ†‘ +37%
5-Year Change
โ†‘ +16.7%
$82K - $419K
Price Range
$107K - $905K

Homes in San Antonio are 15% more expensive than Tulsa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.3K
Per year
Monthly Difference
$607
More take-home
Effective Rate Diff
4.9%
Rate difference

Tulsa, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Tulsa, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Tulsa
San Antonio
51 Moderate
Air Quality
52 Moderate
48.4%
Good Air Days
47.5%
98 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
61 days
Heat Days >95ยฐF
105 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
61 days
Heat Days >95ยฐF
105 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Oklahoma and Texas on TaxTakeHome.com

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