Tulsa, OK vs Tucson, AZ: Cost of Living

Which city costs less?

Tucson, AZ has a modeled overall cost index 12.6% higher than Tulsa, OK.

Tulsa, OK · modeled 2BR rent
$1,225 / month
Tucson, AZ · modeled 2BR rent
$1,460 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Tulsa, OK and Tucson, AZ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $912/month in Tucson, AZ

$150,000 in your current city has a modeled equivalent of $160,945 in Tucson, AZ

Regional cost estimates: Tulsa, OK uses Tulsa, OK Metropolitan Area. Tucson, AZ uses Tucson, AZ Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 12.6%
More expensive
Monthly Impact
$912
Extra cost
Annual Impact
$10.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Tulsa, OK

Population:413K
Cost Index:
87.0
100 = national average
Typical Home:$187K

Tucson, AZ

Population:548K
Cost Index:
98.0
100 = national average
Typical Home:$327K

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Tulsa, OK

The Sooner State

413K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 413K residents.

Tucson, AZ

The Grand Canyon State

548K
Population
State Tax
Yes

Located in Arizona, this city has a population of 548K residents.

Cost Breakdown by Category

Estimated monthly spending: Tulsa, OK vs Tucson, AZ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 20.5%
Tulsa, OK
$2,112
Tucson, AZ
$2,546
Difference
$434
more
Other
↑ 11.0%
Tulsa, OK
$1,864
Tucson, AZ
$2,069
Difference
$205
more
Groceries
↑ 13.2%
Tulsa, OK
$1,012
Tucson, AZ
$1,146
Difference
$134
more
Transportation
↑ 6.6%
Tulsa, OK
$1,384
Tucson, AZ
$1,475
Difference
$91.25
more
Healthcare
↑ 8.2%
Tulsa, OK
$586
Tucson, AZ
$635
Difference
$48.29
more
All Utilities
→ 0.0%
Tulsa, OK
$541
Tucson, AZ
$541
Difference
$0
same

🏠Rent Comparison

Studio
From$940
To$1,010
↑ $70.00
1 Bed
From$995
To$1,130
↑ $135
2 Bed
From$1,225
To$1,460
↑ $235
3 Bed
From$1,615
To$2,030
↑ $415
Tulsa, OKZIP-level data

1BR range: $780–$1,360/mo

Tucson, AZZIP-level data

1BR range: $830–$1,620/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Tulsa, OK
$8,412
Monthly in Tucson, AZ
$912
Difference

Home Values

Tulsa
Tucson
$187K
Median Value
$327K
↑ +2.1%
YoY Change
↓ -3%
↑ +37%
5-Year Change
↑ +29.6%
$82K - $419K
Price Range
$229K - $722K

Homes in Tucson are 75% more expensive than Tulsa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.0K
Per year
Monthly Difference
$171
More take-home
Effective Rate Diff
1.4%
Rate difference

Tulsa, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Tucson, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Tulsa, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

Tucson, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Tulsa
Tucson
51 Moderate
Air Quality
56 Moderate
48.4%
Good Air Days
30.9%
98 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🔥🌊🌡
▲+3.0°F
2050 Outlook
▲+2.7°F
61 days
Heat Days >95°F
147 days
▲+3.0°F
2050 Outlook
▲+2.7°F
61 days
Heat Days >95°F
147 days

Before moving from Tulsa, OK to Tucson, AZ

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Tucson, AZ for the same bedroom count and included utilities as your home in Tulsa, OK. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Tulsa to Tucson moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Tucson, AZ by cost, housing, population and region.

Frequently Asked Questions: Tulsa, OK vs Tucson, AZ

How do the cost estimates for Tulsa, OK and Tucson, AZ compare?

Tucson, AZ has a modeled overall cost index 12.6% higher than Tulsa, OK. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Tulsa, OK, the model estimates $160,945 in Tucson, AZ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Tulsa, OK and Tucson, AZ?

The modeled two-bedroom rents are $1,225/month in Tulsa, OK and $1,460/month in Tucson, AZ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Oklahoma and Arizona on TaxTakeHome.com

Where your money goes further

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