MN
MoveNumbers
MoveNumbers
Tap to swap

Cost of Living Comparison 2026

📍 Tupelo, MS — ZIP-level rent data · COL adjusted from Memphis, TN area

$

Numbers update automatically as you type

You'd spend $1.9K/month more in Charlotte, NC

$150.0K in your current city equals $172.8K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 25.4%
More expensive
Monthly Impact
$1,903
Extra cost
Annual Impact
$22.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tupelo, MS

Population:38K
Cost Index:100
Median Home:$191K

Charlotte, NC

Population:875K
Cost Index:125
Median Home:$399K

Tupelo, MS

The Magnolia State

38K
Population
State Tax
Yes

Located in Mississippi, this city has a population of 38K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Major banking center
  • •NASCAR headquarters
  • •Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Tupelo, MS vs Charlotte, NC

🏠Housing
↑ 65.3%
Tupelo, MS
$1,494
Charlotte, NC
$2,469
Difference
$975
more
📦Other
↑ 13.4%
Tupelo, MS
$1,506
Charlotte, NC
$1,707
Difference
$202
more
🏥Healthcare
↑ 27.8%
Tupelo, MS
$500
Charlotte, NC
$638
Difference
$139
more
🛒Groceries
↑ 11.0%
Tupelo, MS
$891
Charlotte, NC
$989
Difference
$98.36
more
🚗Transportation
↑ 7.5%
Tupelo, MS
$1,118
Charlotte, NC
$1,202
Difference
$83.81
more
⚡All Utilities
↑ 3.3%
Tupelo, MS
$503
Charlotte, NC
$519
Difference
$16.38
more

🏠Rent Comparison

Studio
From$658
To$1,630
↑ $972
1 Bed
From$665
To$1,710
↑ $1,045
2 Bed
From$772
To$1,870
↑ $1,098
3 Bed
From$979
To$2,300
↑ $1,321
Tupelo, MSZIP-level data

1BR range: $870–$870/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,011
Monthly in Tupelo, MS
$7,525
Monthly in Charlotte, NC
$1,514
Difference

Home Values

Tupelo
Charlotte
$191K
Median Value
$399K
↑ +6%
YoY Change
↓ -1.1%
↑ +38.1%
5-Year Change
↑ +40.8%
$191K
Price Range
$293K - $1.57M

Homes in Charlotte are 108% more expensive than Tupelo

Calculate payment - TupeloCalculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $225
Per year
Monthly Difference
$18.75
More take-home
Effective Rate Diff
0.2%
Rate difference

Tupelo, MS

Federal Income Tax
Effective: 18.9%
$25.5K
Mississippi State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,803/month
$105.6K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Tupelo, MS Tax Rates

Sales Tax:7.1%
Property Tax:0.6%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Tupelo
Charlotte
55 Moderate
Air Quality
51 Moderate
34.4%
Good Air Days
46.2%
99 High
Climate Risk
97 High
🌊🌡🫨
Top Hazards
🌊🌪💨
▲+2.8°F
2050 Outlook
▲+2.9°F
54 days
Heat Days >95°F
36 days
▲+2.8°F
2050 Outlook
▲+2.9°F
54 days
Heat Days >95°F
36 days

💰 See how taxes change too — compare take-home pay between Mississippi and North Carolina on TaxTakeHome.com

Similar cost to Charlotte, NC

Other cities in a similar price range

Austin, TXNashville, TNTampa, FL

Want to compare different cities?

New Comparison