Two Rivers, WI vs Decatur, IN: Cost of Living

Which city costs less?

Decatur, IN has a modeled overall cost index 9.0% lower than Two Rivers, WI.

Two Rivers, WI · modeled 2BR rent
$1,040 / month
Decatur, IN · modeled 2BR rent
$960 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Two Rivers, WI and Decatur, IN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $677/month in Decatur, IN

$150,000 in your current city has a modeled equivalent of $141,882 in Decatur, IN

Regional cost estimates: Two Rivers, WI uses Milwaukee, WI. Decatur, IN uses Fort Wayne, IN. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 9.0%
Less expensive
Monthly Impact
$677
Savings
Annual Impact
$8.1K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Two Rivers, WI

Population:11K
Cost Index:
84.7
100 = national average
Typical Home:$211K

Decatur, IN

Population:10K
Cost Index:
77.1
100 = national average
Typical Home:$221K

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Two Rivers, WI

The Badger State

11K
Population
State Tax
Yes

Located in Wisconsin, this city has a population of 11K residents.

Decatur, IN

The Hoosier State

10K
Population
State Tax
Yes

Located in Indiana, this city has a population of 10K residents.

Cost Breakdown by Category

Estimated monthly spending: Two Rivers, WI vs Decatur, IN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↓ 15.8%
Two Rivers, WI
$1,505
Decatur, IN
$1,268
Difference
$237
less
Healthcare
↓ 19.1%
Two Rivers, WI
$797
Decatur, IN
$645
Difference
$152
less
Other
↓ 7.5%
Two Rivers, WI
$1,719
Decatur, IN
$1,590
Difference
$130
less
Housing
↓ 5.7%
Two Rivers, WI
$1,852
Decatur, IN
$1,747
Difference
$105
less
Groceries
↓ 4.3%
Two Rivers, WI
$1,064
Decatur, IN
$1,018
Difference
$45.72
less
All Utilities
↓ 1.2%
Two Rivers, WI
$563
Decatur, IN
$557
Difference
$6.82
less

🏠Rent Comparison

Studio
From$760
To$710
↓ $50.00
1 Bed
From$830
To$870
↑ $40.00
2 Bed
From$1,040
To$960
↓ $80.00
3 Bed
From$1,370
To$1,230
↓ $140
Two Rivers, WIZIP-level data

1BR range: $830–$830/mo

Decatur, INZIP-level data

1BR range: $870–$870/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Two Rivers, WI
$6,823
Monthly in Decatur, IN
$677
Difference

Home Values

Two Rivers
Decatur
$211K
Median Value
$221K
↑ +2.9%
YoY Change
↑ +6.1%
↑ +43%
5-Year Change
↑ +51.9%

Homes in Decatur are 4% more expensive than Two Rivers

Calculate payment - Two RiversCalculate payment - Decatur

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $4.0K
Per year
Monthly Difference
$334
More take-home
Effective Rate Diff
2.7%
Rate difference

Two Rivers, WI

Federal Income Tax
Effective: 18.9%
$25.5K
Wisconsin State Tax
Effective: 5.9%
$8.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,678/month
$104.1K

Decatur, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Two Rivers, WI Tax Rates

Sales Tax:5.6%
Property Tax:1.8%

Decatur, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Two Rivers
Decatur
43 Good
Air Quality
45 Good
68.6%
Good Air Days
62.6%
98 High
Climate Risk
91 Moderate
🌊🌡🌪
Top Hazards
🌊🌪💨
▲+3.3°F
2050 Outlook
▲+3.1°F
13 days
Heat Days >95°F
17 days
▲+3.3°F
2050 Outlook
▲+3.1°F
13 days
Heat Days >95°F
17 days

Before moving from Two Rivers, WI to Decatur, IN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Decatur, IN for the same bedroom count and included utilities as your home in Two Rivers, WI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Two Rivers to Decatur moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Decatur, IN by cost, housing, population and region.

Frequently Asked Questions: Two Rivers, WI vs Decatur, IN

How do the cost estimates for Two Rivers, WI and Decatur, IN compare?

Decatur, IN has a modeled overall cost index 9.0% lower than Two Rivers, WI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Two Rivers, WI, the model estimates $141,882 in Decatur, IN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Two Rivers, WI and Decatur, IN?

The modeled two-bedroom rents are $1,040/month in Two Rivers, WI and $960/month in Decatur, IN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Wisconsin and Indiana on TaxTakeHome.com

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