Tybee Island, GA vs Melbourne Beach, FL: Cost of Living

Which city costs less?

Melbourne Beach, FL has a modeled overall cost index 20.7% higher than Tybee Island, GA.

Tybee Island, GA · modeled 2BR rent
$1,580 / month
Melbourne Beach, FL · modeled 2BR rent
$2,030 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Tybee Island, GA and Melbourne Beach, FL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $1,345/month in Melbourne Beach, FL

$150,000 in your current city has a modeled equivalent of $166,141 in Melbourne Beach, FL

Regional cost estimates: Tybee Island, GA uses Jacksonville, FL. Melbourne Beach, FL uses Orlando, FL. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 20.7%
More expensive
Monthly Impact
$1,345
Extra cost
Annual Impact
$16.1K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Tybee Island, GA

Population:3K
Cost Index:
76.2
100 = national average
Typical Home:$618K

Melbourne Beach, FL

Population:3K
Cost Index:
92.0
100 = national average
Typical Home:$606K

Planning the move to Melbourne Beach?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Tybee Island, GA

The Peach State

3K
Population
State Tax
Yes

Located in Georgia, this city has a population of 3K residents.

Melbourne Beach, FL

The Sunshine State

3K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 3K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Tybee Island, GA vs Melbourne Beach, FL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 34.8%
Tybee Island, GA
$2,043
Melbourne Beach, FL
$2,754
Difference
$711
more
Other
↑ 22.7%
Tybee Island, GA
$1,669
Melbourne Beach, FL
$2,047
Difference
$378
more
Transportation
↑ 10.2%
Tybee Island, GA
$1,320
Melbourne Beach, FL
$1,454
Difference
$134
more
Groceries
↑ 5.0%
Tybee Island, GA
$1,163
Melbourne Beach, FL
$1,221
Difference
$57.66
more
All Utilities
↑ 5.0%
Tybee Island, GA
$655
Melbourne Beach, FL
$687
Difference
$32.45
more
Healthcare
↑ 5.0%
Tybee Island, GA
$650
Melbourne Beach, FL
$683
Difference
$32.24
more

🏠Rent Comparison

Studio
From$1,370
To$1,500
↑ $130
1 Bed
From$1,440
To$1,760
↑ $320
2 Bed
From$1,580
To$2,030
↑ $450
3 Bed
From$2,100
To$2,770
↑ $670
Tybee Island, GAZIP-level data

1BR range: $1,440–$1,440/mo

Melbourne Beach, FLZIP-level data

1BR range: $1,760–$1,760/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Tybee Island, GA
$8,845
Monthly in Melbourne Beach, FL
$1,345
Difference

Home Values

Tybee Island
Melbourne Beach
$618K
Median Value
$606K
↓ -7.8%
YoY Change
↓ -4%
↑ +36%
5-Year Change
↑ +43.9%

Homes in Melbourne Beach are 2% less expensive than Tybee Island

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $8.5K
Per year
Monthly Difference
$704
More take-home
Effective Rate Diff
5.6%
Rate difference

Tybee Island, GA

Federal Income Tax
Effective: 18.9%
$25.5K
Georgia State Tax
Effective: 5.6%
$8.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.5K
Take-Home Pay
$8,711/month
$104.5K

Melbourne Beach, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Tybee Island, GA Tax Rates

Sales Tax:7.3%
Property Tax:0.9%

Melbourne Beach, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Tybee Island
Melbourne Beach
50 Good
Air Quality
41 Good
51.9%
Good Air Days
75.6%
97 High
Climate Risk
98 High
🌊🌅🌀
Top Hazards
🌊🌀🌪
▲+2.3°F
2050 Outlook
▲+2.3°F
36 days
Heat Days >95°F
58 days
▲+2.3°F
2050 Outlook
▲+2.3°F
36 days
Heat Days >95°F
58 days

Before moving from Tybee Island, GA to Melbourne Beach, FL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Melbourne Beach, FL for the same bedroom count and included utilities as your home in Tybee Island, GA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Tybee Island to Melbourne Beach moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Melbourne Beach, FL by cost, housing, population and region.

Frequently Asked Questions: Tybee Island, GA vs Melbourne Beach, FL

How do the cost estimates for Tybee Island, GA and Melbourne Beach, FL compare?

Melbourne Beach, FL has a modeled overall cost index 20.7% higher than Tybee Island, GA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Tybee Island, GA, the model estimates $166,141 in Melbourne Beach, FL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Tybee Island, GA and Melbourne Beach, FL?

The modeled two-bedroom rents are $1,580/month in Tybee Island, GA and $2,030/month in Melbourne Beach, FL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Georgia and Florida on TaxTakeHome.com

Similar cost to Melbourne Beach, FL

Other cities in a similar price range

Want to compare different cities?

New Comparison