Is San Antonio, TX cheaper than Tyler, TX?

Based on cost of living data, San Antonio, TX is 3.2% cheaper than Tyler, TX. This translates to saving $242 per month.

What salary do I need in San Antonio, TX to live like I do in Tyler, TX?

If you earn $150,000 in Tyler, TX, you'd need approximately $147,097.296 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Tyler, TX and San Antonio, TX?

Housing in San Antonio, TX is 5.2% more expensive than in Tyler, TX. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,162/month in Tyler, TX.

How much can I save per month by moving from Tyler, TX to San Antonio, TX?

Moving from Tyler, TX to San Antonio, TX could save you approximately $242 per month, or $2903 per year, based on a $150,000 salary.

Tyler, TX vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Tyler, TX — ZIP-level rent data · COL adjusted from Garland, TX area

Current salary in Tyler, TX

Numbers update automatically as you type

You'd save $242/month moving to San Antonio, TX

$150.0K in your current city equals $147.1K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 3.2%

Less expensive

Monthly Impact

$242

Savings

Annual Impact

$2.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tyler, TX

Population:110K

Cost Index:100

Median Home:$243K

San Antonio, TX

Population:1547K

Cost Index:97

Median Home:$215K

Tyler, TX

The Lone Star State

110K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 110K residents.

💡 Advantage: Texas has no state income tax!

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Tyler, TX vs San Antonio, TX

Category	Tyler, TX	San Antonio, TX	Difference	Change
🏠Housing	$1,995/mo	$2,100/mo	↑ $105more	5.2%
🏥Healthcare	$622/mo	$527/mo	↓ $95.59less	15.4%
⚡All Utilities	$554/mo	$496/mo	↓ $58.53less	10.6%
🛒Groceries	$964/mo	$913/mo	↓ $50.86less	5.3%
📦Other	$1,607/mo	$1,647/mo	↑ $40.65more	2.5%
🚗Transportation	$1,258/mo	$1,287/mo	↑ $28.77more	2.3%

🏠Housing

↑ 5.2%

Tyler, TX

$1,995

San Antonio, TX

$2,100

Difference

$105

🏥Healthcare

↓ 15.4%

Tyler, TX

$622

San Antonio, TX

$527

Difference

$95.59

less

⚡All Utilities

↓ 10.6%

Tyler, TX

$554

San Antonio, TX

$496

Difference

$58.53

less

🛒Groceries

↓ 5.3%

Tyler, TX

$964

San Antonio, TX

$913

Difference

$50.86

less

📦Other

↑ 2.5%

Tyler, TX

$1,607

San Antonio, TX

$1,647

Difference

$40.65

🚗Transportation

↑ 2.3%

Tyler, TX

$1,258

San Antonio, TX

$1,287

Difference

$28.77

🏠Rent Comparison

Studio

From$857

To$1,110

↑ $253

1 Bed

From$948

To$1,210

↑ $262

2 Bed

From$1,162

To$1,470

↑ $308

3 Bed

From$1,557

To$1,890

↑ $333

Tyler, TXZIP-level data

1BR range: $980–$1,550/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,000

Monthly in Tyler, TX

$6,969

Monthly in San Antonio, TX

$31.02

Difference

Home Values

Tyler

San Antonio

$243K

Median Value

$215K

↓ -1.2%

YoY Change

↓ -2.9%

↑ +33.8%

5-Year Change

↑ +16.7%

$125K - $344K

Price Range

$107K - $905K

Homes in San Antonio are 11% less expensive than Tyler

Calculate payment - Tyler Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Tyler, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Tyler, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.