Unadilla, NY vs Boswell, PA: Cost of Living

Which city costs less?

Boswell, PA has a modeled overall cost index 10.1% lower than Unadilla, NY.

Unadilla, NY · modeled 2BR rent
$1,130 / month
Boswell, PA · modeled 2BR rent
$1,070 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Unadilla, NY and Boswell, PA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $770/month in Boswell, PA

$150,000 in your current city has a modeled equivalent of $140,766 in Boswell, PA

Regional cost estimates: Unadilla, NY uses Newark, NJ. Boswell, PA uses Pittsburgh, PA. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 10.1%
Less expensive
Monthly Impact
$770
Savings
Annual Impact
$9.2K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Unadilla, NY

Population:1K
Cost Index:
89.0
100 = national average
Typical Home:$166K

Boswell, PA

Population:1K
Cost Index:
80.0
100 = national average
Typical Home:$145K

Planning the move to Boswell?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Unadilla, NY

The Empire State

1K
Population
State Tax
Yes

Located in New York, this city has a population of 1K residents.

Boswell, PA

The Keystone State

1K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Unadilla, NY vs Boswell, PA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↓ 13.5%
Unadilla, NY
$1,834
Boswell, PA
$1,587
Difference
$247
less
Transportation
↓ 17.0%
Unadilla, NY
$1,447
Boswell, PA
$1,200
Difference
$247
less
Healthcare
↓ 20.0%
Unadilla, NY
$686
Boswell, PA
$549
Difference
$137
less
Housing
↓ 6.0%
Unadilla, NY
$1,842
Boswell, PA
$1,732
Difference
$110
less
Groceries
↓ 6.0%
Unadilla, NY
$1,096
Boswell, PA
$1,031
Difference
$65.92
less
All Utilities
↑ 6.3%
Unadilla, NY
$594
Boswell, PA
$632
Difference
$37.71
more

🏠Rent Comparison

Studio
From$810
To$910
↑ $100
1 Bed
From$910
To$920
↑ $10.00
2 Bed
From$1,130
To$1,070
↓ $60.00
3 Bed
From$1,410
To$1,440
↑ $30.00
Unadilla, NYZIP-level data

1BR range: $910–$910/mo

Boswell, PAZIP-level data

1BR range: $920–$920/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Unadilla, NY
$6,730
Monthly in Boswell, PA
$770
Difference

Home Values

Unadilla
Boswell
$166K
Median Value
$145K
↓ -2.3%
YoY Change
↑ +0.6%
↑ +25%
5-Year Change
↑ +17.8%

Homes in Boswell are 13% less expensive than Unadilla

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $4.9K
Per year
Monthly Difference
$412
More take-home
Effective Rate Diff
3.3%
Rate difference

Unadilla, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Boswell, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Additional Tax Information

Unadilla, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Boswell, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Unadilla
Boswell
N/A
Air Quality
52 Moderate
-
Good Air Days
47.8%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌪💨
▲+2.9°F
2050 Outlook
▲+3.0°F
15 days
Heat Days >95°F
12 days
▲+2.9°F
2050 Outlook
▲+3.0°F
15 days
Heat Days >95°F
12 days

Before moving from Unadilla, NY to Boswell, PA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Boswell, PA for the same bedroom count and included utilities as your home in Unadilla, NY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Unadilla to Boswell moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Boswell, PA by cost, housing, population and region.

Frequently Asked Questions: Unadilla, NY vs Boswell, PA

How do the cost estimates for Unadilla, NY and Boswell, PA compare?

Boswell, PA has a modeled overall cost index 10.1% lower than Unadilla, NY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Unadilla, NY, the model estimates $140,766 in Boswell, PA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Unadilla, NY and Boswell, PA?

The modeled two-bedroom rents are $1,130/month in Unadilla, NY and $1,070/month in Boswell, PA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New York and Pennsylvania on TaxTakeHome.com

Where your money goes further

Cities cheaper than Unadilla, NY on a $150.0K salary

Similar cost to Boswell, PA

Other cities in a similar price range

Want to compare different cities?

New Comparison