Is San Antonio, TX cheaper than Union City, CA?

Based on cost of living data, San Antonio, TX is 45.6% cheaper than Union City, CA. This translates to saving $3420 per month.

What salary do I need in San Antonio, TX to live like I do in Union City, CA?

If you earn $150,000 in Union City, CA, you'd need approximately $108,955.223 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Union City, CA and San Antonio, TX?

Housing in San Antonio, TX is 68.6% cheaper than in Union City, CA. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $2,670/month in Union City, CA.

How much can I save per month by moving from Union City, CA to San Antonio, TX?

Moving from Union City, CA to San Antonio, TX could save you approximately $3420 per month, or $41045 per year, based on a $150,000 salary.

Union City, CA vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Union City, CA — ZIP-level rent data · COL adjusted from Fremont, CA area

Current salary in Union City, CA

Numbers update automatically as you type

You'd save $3.4K/month moving to San Antonio, TX

$150.0K in your current city equals $109.0K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from San Jose-Sunnyvale-Santa Clara, CA area

Overall Cost

↓ 45.6%

Less expensive

Monthly Impact

$3,420

Savings

Annual Impact

$41.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Union City, CA

Population:65K

Cost Index:100

Median Home:$1.22M

San Antonio, TX

Population:1547K

Cost Index:54

Median Home:$215K

Union City, CA

The Golden State

65K

Population

State Tax

Yes

Located in California, this city has a population of 65K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Union City, CA vs San Antonio, TX

Category	Union City, CA	San Antonio, TX	Difference	Change
🏠Housing	$6,688/mo	$2,100/mo	↓ $4,588less	68.6%
🛒Groceries	$1,114/mo	$913/mo	↓ $200less	18.0%
🏥Healthcare	$697/mo	$527/mo	↓ $170less	24.4%
📦Other	$1,775/mo	$1,647/mo	↓ $128less	7.2%
🚗Transportation	$1,368/mo	$1,287/mo	↓ $81.73less	6.0%
⚡All Utilities	$458/mo	$496/mo	↑ $37.54more	8.2%

🏠Housing

↓ 68.6%

Union City, CA

$6,688

San Antonio, TX

$2,100

Difference

$4,588

less

🛒Groceries

↓ 18.0%

Union City, CA

$1,114

San Antonio, TX

$913

Difference

$200

less

🏥Healthcare

↓ 24.4%

Union City, CA

$697

San Antonio, TX

$527

Difference

$170

less

📦Other

↓ 7.2%

Union City, CA

$1,775

San Antonio, TX

$1,647

Difference

$128

less

🚗Transportation

↓ 6.0%

Union City, CA

$1,368

San Antonio, TX

$1,287

Difference

$81.73

less

⚡All Utilities

↑ 8.2%

Union City, CA

$458

San Antonio, TX

$496

Difference

$37.54

🏠Rent Comparison

Studio

From$1,968

To$1,110

↓ $858

1 Bed

From$2,183

To$1,210

↓ $973

2 Bed

From$2,670

To$1,470

↓ $1,200

3 Bed

From$3,414

To$1,890

↓ $1,524

Union City, CAZIP-level data

1BR range: $2,640–$2,640/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,100

Monthly in Union City, CA

$6,969

Monthly in San Antonio, TX

$5,130

Difference

Home Values

Union City

San Antonio

$1.22M

Median Value

$215K

↓ -5.9%

YoY Change

↓ -2.9%

↑ +28.7%

5-Year Change

↑ +16.7%

$1.22M

Price Range

$107K - $905K

Homes in San Antonio are 82% less expensive than Union City

Calculate payment - Union City Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Union City, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Union City, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.