Union Springs, NY vs North Collins, NY: Cost of Living

Which city costs less?

North Collins, NY has a modeled overall cost index 3.2% higher than Union Springs, NY.

Union Springs, NY · modeled 2BR rent: $1,280 / month
North Collins, NY · modeled 2BR rent: $1,170 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Union Springs, NY and North Collins, NY using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Union Springs, NY

Numbers update automatically as you type

Estimated extra cost: $58.21/month in North Collins, NY

$150,000 in your current city has a modeled equivalent of $150,699 in North Collins, NY

Regional cost estimates: Union Springs, NY uses Newark, NJ. North Collins, NY uses Pittsburgh, PA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 3.2%

More expensive

Monthly Impact

$58.21

Extra cost

Annual Impact

$699

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Union Springs, NY

Population:1K

Cost Index:

69.7

100 = national average

Typical Home:$231K

North Collins, NY

Population:1K

Cost Index:

72.0

100 = national average

Typical Home:$233K

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Union Springs, NY

The Empire State

Population

State Tax

Yes

Located in New York, this city has a population of 1K residents.

North Collins, NY

The Empire State

Population

State Tax

Yes

Located in New York, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Union Springs, NY vs North Collins, NY

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Union Springs, NY	North Collins, NY	Difference	Change
Housing	$1,770/mo	$1,911/mo	↑ $142more	8.0%
Healthcare	$744/mo	$638/mo	↓ $106less	14.3%
All Utilities	$645/mo	$735/mo	↑ $90.15more	14.0%
Transportation	$1,390/mo	$1,325/mo	↓ $65.32less	4.7%
Other	$1,762/mo	$1,751/mo	↓ $10.61less	0.6%
Groceries	$1,190/mo	$1,199/mo	↑ $8.76more	0.7%

Housing

↑ 8.0%

Union Springs, NY

$1,770

North Collins, NY

$1,911

Difference

$142

Healthcare

↓ 14.3%

Union Springs, NY

$744

North Collins, NY

$638

Difference

$106

less

All Utilities

↑ 14.0%

Union Springs, NY

$645

North Collins, NY

$735

Difference

$90.15

Transportation

↓ 4.7%

Union Springs, NY

$1,390

North Collins, NY

$1,325

Difference

$65.32

less

Other

↓ 0.6%

Union Springs, NY

$1,762

North Collins, NY

$1,751

Difference

$10.61

less

Groceries

↑ 0.7%

Union Springs, NY

$1,190

North Collins, NY

$1,199

Difference

$8.76

🏠Rent Comparison

Studio

From$1,010

To$960

↓ $50.00

1 Bed

From$1,010

To$990

↓ $20.00

2 Bed

From$1,280

To$1,170

↓ $110

3 Bed

From$1,670

To$1,430

↓ $240

Union Springs, NYZIP-level data

1BR range: $1,010–$1,010/mo

North Collins, NYZIP-level data

1BR range: $990–$990/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Union Springs, NY

$7,558

Monthly in North Collins, NY

$58.21

Difference

Home Values

Union Springs

North Collins

$231K

Median Value

$233K

↑ +1.5%

YoY Change

↑ +3.3%

↑ +36.1%

5-Year Change

↑ +37.1%

Homes in North Collins are 1% more expensive than Union Springs

Calculate payment - Union Springs Calculate payment - North Collins

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Union Springs, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

North Collins, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Additional Tax Information

Union Springs, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

North Collins, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Union Springs

North Collins

N/A

Air Quality

52 Moderate

Good Air Days

47.8%

98 High

Climate Risk

98 High

🌊🌡🌪

Top Hazards

🌊🌪💨

▲+2.9°F

2050 Outlook

▲+3.0°F

15 days

Heat Days >95°F

12 days

▲+2.9°F

2050 Outlook

▲+3.0°F

15 days

Heat Days >95°F

12 days

Before moving from Union Springs, NY to North Collins, NY

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in North Collins, NY for the same bedroom count and included utilities as your home in Union Springs, NY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Union Springs to North Collins moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to North Collins, NY by cost, housing, population and region.

Frequently Asked Questions: Union Springs, NY vs North Collins, NY

How do the cost estimates for Union Springs, NY and North Collins, NY compare?

North Collins, NY has a modeled overall cost index 3.2% higher than Union Springs, NY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Union Springs, NY, the model estimates $150,699 in North Collins, NY. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Union Springs, NY and North Collins, NY?

The modeled two-bedroom rents are $1,280/month in Union Springs, NY and $1,170/month in North Collins, NY. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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